Senior Trust Officer

ghr

Charlotte (NC)

On-site

USD 110,000 - 150,000

Full time

14 days+

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Job summary

Bank of America is seeking an experienced fiduciary and wealth management professional to manage a book of fiduciary and investment accounts for high-net-worth clients. You will oversee complex trust accounts, educate clients and Centers of Influence, drive business development and retention, and coordinate with teams to address wealth planning needs while managing risk.

The role emphasizes regulatory compliance, proactive problem solving, and strong client relationships to deliver superior

Qualifications

Minimum of five years of trust administration and estate planning experience
Technical expertise in trust administration, fiduciary law, and estate/wealth transfer planning
Knowledge of regulatory and legal requirements relating to client accounts and portfolios
Ability to identify and develop new business opportunities with existing clients and prospects
Demonstrates initiative and proactive problem solving
Creative yet prudent approach to solutions within the bank’s risk/reward profile
Proven ability to close sales and meet revenue targets
Strong communication with team and clients
High-net-worth client awareness and sensitivity
Ability to connect with high-net-worth clients

Responsibilities

Provides fiduciary administration support including reviewing trust instruments and managing risk
Supports investment management accounts including opening/closing, money movement, maintenance
Engages with clients and prospects to tailor wealth solutions and deliver high-quality experiences
Ensures regulatory compliance for client accounts and portfolios
Identifies and pursues new business opportunities with existing clients and prospects

Skills

Business development

Client management

Customer focus

Risk management

Wealth planning

Client experience branding

Client solutions advisory

Decision making

Presentation skills

Process management

Attention to detail

Critical thinking

Financial analysis

Planning

Prospecting

Education

CTFA

CFP

AEP

CPA

Bachelor’s Degree or equivalent business experience

Job description

Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role‑specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description

This job is responsible for managing a book of fiduciary and investment management accounts for high‑net‑worth clients and beneficiaries involving multi‑generational families. Key responsibilities include overseeing the administration and business development of complex investment management and trust accounts and working with team members to assure trust product awareness and education of clients, associates, and Centers of Influence. Job expectations include working with teams to drive business development and retention, assistingclients with wealth planning needs, and managing risk.

Responsibilities

Provides fiduciary administration support including the review of trust instruments, participating in matters where the trustee is exercising discretion, managing risk, and conducting periodic trust reviews
Supports investment management accounts including the coordination of opening and closing accounts, money movement, and account maintenance
Engages with clients and prospects to build and transfer wealth tailored to their unique goals, while delivering a high‑quality experience
Ensures compliance with regulatory and legal requirements related to client accounts and portfolios
Identifies and develops new business opportunities by pursuing new or expanded relationships with existing clients and prospects

Required Qualifications

Minimum of five years of trust administration and estate planning experience
Technical expertise in the areas of trust administration, fiduciary law, and estate and wealth transfer planning
Knowledge of and adherence to compliance with policies, procedures, regulatory, and legal requirements related to client accounts and portfolios
Ability to identify and develop new business opportunities by pursuing new or expanded relationships with existing clients and prospects
Demonstrates initiative and a proactive approach to problem solving
Creative though prudent approach to providing solutions within the bank’s risk/reward profile
Proven ability to confidently close sales and meet or exceed revenue targets
Has good people/partner communication skills and is a team player
Displays a high level of savvy and sophistication regarding high‑net‑worth clients’ concerns / issues
Ability to communicate and connect with high‑net‑worth clients

Desired Qualifications