Senior Technical Underwriter

Bestow; United States; Remote; USD 120,000 - 160,000; Full time

Benefits offered by this job

Equity based on role

Work/life balance policies

Medical/dental/vision fully paid

Lifestyle stipend

Remote work options

Dallas Deep Ellum office access

Job summary

Bestow seeks a Senior Technical Underwriter to advance underwriting logic, monitor performance, and ensure rigorous risk management across our instant-decision platform. You will collaborate with Product, Data Science, Actuarial, and Engineering teams in a fast-paced, AI-enabled environment.

The role requires 8+ years in life underwriting, experience with rules engines, data analysis, and UAT. Open to Dallas, TX or remote within the US, with strong emphasis on compliance and independent work

Qualifications

• 8+ years of production life underwriting experience in life insurance.
• Experience with underwriting rules engines and data analysis.
• FALU/FLMI/CLU preferred; strong audit and UAT experience.

Responsibilities

• Enhance underwriting logic and data in instant decision platform.
• Audit platform decisions from third-party and internal underwriters.
• Monitor underwriting metrics and identify improvements.
• Develop and iterate carrier implementation framework.
• Contribute to product feature evolution.

Skills

Life underwriting

Rules engines

Data analysis

Auditing

UAT

Compliance

Independent work

AI productivity

Communication

Education

Certifications preferred

Job description

ABOUT BESTOW

Life insurance is one of the world’s most important products. It’s also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn’t selling policies. We’re building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.

Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.

ABOUT THE TEAM

As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow’s Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.

This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote

WHAT YOU’LL DO

Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:

• Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.

• Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.

• Monitor underwriting metrics and data to identify opportunities and recommend improvements.

• Develop and iterate on carrier implementation framework

• Contribute to product feature evolution

WHO YOU ARE

• 8+ years of production life insurance underwriting experience.

• 1+ years experience with underwriting rules engines.

• FALU, FLMI, or CLU preferred.

• Strong technical background, including proficiency with data analysis.

• Hands‑on experience integrating and analyzing industry‑standard data vendors to optimize underwriting processes.

• Experience conducting underwriting audits.

• Experience conducting User Acceptance Testing (UAT).

• An understanding of the legal/compliance framework for life insurance and underwriting.

• A self‑starter who excels in an independent work culture.

• Adaptable and willing to embrace change.

• AI‑Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high‑impact strategic initiatives, platform auditing, and cross‑functional product development.

TOTAL REWARDS

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:

• Competitive salary and equity based on role

• Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs

• 100% paid‑premium option for medical, dental, and vision insurance

• Lifestyle stipend to support your physical, emotional, and financial wellbeing

• Flexible work‑from‑home policy and open to remote

• Remote and WFH options, as well as a beautiful, state‑of‑the‑art office in Dallas’ Deep Ellum, for those who prefer an office setting

• Employee‑led diversity, equity, and inclusion initiatives

Recent Employer Awards include:

• Best Place for Working Parents 2023 + 2024 + 2025

• Great Place to Work Certified, 2022 + 2023 + 2024 + 2025

• Built In Best Places to Work, 2022 + 2023 + 2025

• Fortune’s Best Workplaces in Texas 2022 + 2023

• Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.

Thanks for considering a job at Bestow!