Senior Software Engineer, Backend - Payments Platform

Coinbase, Inc.; Austin (TX); Hybrid; USD 186,000 - 219,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k)

Job summary

Coinbase, Inc. is seeking a Senior Software Engineer for the Payments team within the Platform organization.

You will design and build scalable backend services for payment processing, owning features end-to-end and collaborating with product and leadership to expand payment capabilities globally. You will work on API-driven platforms, improve reliability and observability, and contribute to best practices in service-oriented architectures while navigating a remote-first, hybrid work model with

Qualifications

• 5+ years of backend software engineering experience building production services in a microservices architecture.
• Proficiency in Go or similar backend languages with scalable, low-latency APIs and distributed systems experience.
• Track record of owning features end-to-end from design to production support in a fast-moving environment.
• Experience with financial systems or high-volume transactional systems requiring precision and auditability.
• Responsible use of generative AI with human oversight to improve workflow efficiency, cost, and quality.

Responsibilities

• Design and build scalable, fault-tolerant backend services for payment processing using Go.
• Own end-to-end delivery of payment features from design to production deployment and monitoring.
• Build platform primitives and self-serve APIs for other teams to add new payment methods and rails.
• Collaborate with engineers, product managers, and leadership to translate requirements into technical plans.
• Improve system reliability, observability, and performance across payment services; identify and resolve bottlenecks.
• Contribute to engineering quality through code reviews and adherence to service-oriented architecture best practices.

Skills

Go

Backend APIs

Distributed systems

Financial systems

AI in workflows

Job description

Ready to do the most impactful work of your career? AtCoinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for \"good enough\", you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.”learn more about working at Coinbase.

We're hiring a Senior Software Engineer to join the Payments team within the Platform organization. The Payments team builds the infrastructure, workflows, and APIs that power fiat on- and off-ramps for millions of consumers and institutional customers globally, across payment rails, partner integrations, and funds-flow systems. We are turning that stack into an API-driven platform, a Stripe-like product for Coinbase's own Retail, Institutional, and Developer teams, so a new payment method or rail can go live in a fraction of the time it takes today. Our north star is payment success rate: the share of attempted payments that move safely and reliably, end to end. You'll design and build scalable backend systems that process high-volume payment traffic, working closely with Product, Engineering, and cross-functional partners to expand Coinbase's payment capabilities into new markets and corridors.

What you'll do:

• Design and build scalable, fault-tolerant backend services for payment processing using Go, ensuring high reliability and correctness for financial transactions at scale
• Own end-to-end delivery of payment features, from technical design through production deployment, monitoring, and iteration
• Build the platform primitives, extension points, and self-serve APIs that let other Coinbase teams add new payment methods and rails without deep changes to the core services
• Partner with engineers, product managers, and senior leadership to translate product vision and business requirements into technical plans each quarter
• Drive improvements to system reliability, observability, and performance across payment services, proactively identifying and resolving bottlenecks
• Contribute to engineering quality through thoughtful code reviews, design discussions, and advocacy for best practices in service-oriented architecture

Required Skills and Experience:

• 5+ years of experience in backend software engineering, with hands-on experience building and maintaining production services in a service-oriented or microservices architecture
• Proficiency in Go or similar backend languages, with experience designing scalable, low-latency APIs and distributed systems
• Track record of owning features end-to-end, from design through deployment and production support, in a fast-moving environment
• Experience with financial systems, payments infrastructure, or high-volume transactional systems that require precision and auditability
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

Annual base salary range (excluding equity and bonus):: $186,065 USD - $218,900 USD

• Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
• US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
• Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.