Senior Software Engineer

Betterment; New York (NY); On-site; USD 150,000 - 190,000; Full time

Benefits offered by this job

401(k) match

Student loan matching

Seven employee resource groups

Sabbatical after 6 years

One Medical membership

Job summary

Betterment is seeking a Senior Engineer in our Broker Dealer organization to balance on-time delivery of new platform features with system stability and scale. You will mentor engineers and help design, build, and optimize backend systems that handle high volumes of money movement and risk checks.

We value clean code, pragmatic programming, and lean engineering as we pursue ambitious platform improvements. You will work in small teams, share ideas openly, and contribute to growth and excellence

Qualifications

• Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and security.
• Experience designing, building, scaling, and maintaining core backend software components.
• Experience working in large-scale distributed systems.
• A strong command of fundamental algorithms and data structures.
• 5+ years of professional expertise in at least one object oriented language, preferably Java.
• 5+ years professional experience with SQL and relational databases, including designing schemas and writing detailed SQL queries.

Responsibilities

• Lead and mentor a team of engineers across multiple projects.
• Design and scale core backend components for reliability and performance.
• Balance feature delivery with system stability and security.
• Collaborate with cross-functional teams to align with business objectives.

Skills

Backend design

Distributed systems

Algorithms & DS

Java

SQL

Tools

Relational databases

Job description

• Busy day, we securely move millions of dollars through the Betterment system and ensure each transaction flows through a complex series of risk checks for strict regulatory compliance
• Every ounce of efficiency and intelligence we pour into this system translates into more value for our customers
• We’re looking for engineers to help us answer some of our most difficult backend scaling, software design, and optimization questions
• As a Senior Engineer in our Broker Dealer organization, you’ll help balance on-time delivery of new platform features alongside system stability and scale, all while helping mentor and grow a team of amazing engineers
• Build innovative trading and money-movement technology that empowers people to make the most of their money so they can live better
• Solve “impossible” problems. Take your ideas to the next level right away. We experiment, iterate, learn, and repeat
• Uphold a standard of excellence in your work, continuously seeking improvement and welcoming guidance from more experienced engineers
• Collaborate with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s software even better
• Gain trust through transparency. We believe in taking the guesswork out of investing. That means a consistent experience for our customers — you’ll build the tools to make it possible
• Create efficiency. Our software helps customers save time and money. We maintain it through clean code, pragmatic programming, and lean engineering
• Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that achieve company objectives

Benefits

• Compensation & Ownership: Competitive, benchmarked salary. Equity for everyone, including new hire, performance, and refresher grants.
• Retirement: 401(k) match from day one, including Student loan matching. Zero management fees.
• Health & Wellbeing: Comprehensive medical, dental, and vision coverage. One Medical membership. Fertility and LGBTQIA+ transition support.
• Time Away: Flexible time off. Paid parental leave for all parents. Four-week sabbatical in year six.
• In-Office Culture & Flexibility: An in-person, collaborative culture, with no required office days during the summer and winter holidays.
• Growth & Development: Free Coaching for everyone and continuous development.
• Community & Care: Chef lunches, guest speakers, company gatherings, heritage celebrations, and seven Employee Resource Groups.
• Employee Support: Dedicated benefits advocate and EAP access.

Proven ability to lead and manage projects that span one or more teams, considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality, performance and securityExperience designing, building, scaling, and maintaining core backend software componentsExperience working in large-scale distributed systemsA strong command of fundamental algorithms and data structures5+ years of professional expertise in at least one object oriented language, preferably Java5+ years professional experience with SQL and relational databases, including designing schemas and writing detailed SQL queries