Senior Risk Analyst - Finance Oversight

M&T Bank; Buffalo (NY); On-site; USD 103,000 - 172,000; Full time

Job summary

M&T Bank in Buffalo, NY is seeking a Senior Risk Analyst II to support the Finance Oversight in the FRRO team. You will review risk governance, analyze capital and regulatory interpretations, and collaborate with first-line teams to improve risk controls and reporting.

The role requires strong analytical abilities, advanced knowledge of financial principles, and excellent communication. Expect a high-autonomy position with opportunities to mentor junior staff and influence risk oversight.

Qualifications

• Bachelor’s degree in finance, accounting, economics, or related field.
• Minimum five years of relevant experience (or nine with equivalent).
• Advanced knowledge of financial principles and compliance in banking.
• Strong written and verbal communication and analytical abilities.
• Proficiency with Excel and Microsoft Office.

Responsibilities

• Lead reviews of risk governance and reporting for FRRO.
• Analyze regulatory interpretations, model outputs, and capital assumptions.
• Represent Second Line in stakeholder meetings.
• Improve second-line review plans, escalation, and review standards.
• Contribute to team training and development.

Skills

Analytical skills

Regulatory knowledge

Communication skills

Excel / MS Office

Education

Bachelor’s degree in Finance/Accounting/Economics

Master’s degree / CPA / CFA preferred

Tools

MS Excel

Job description

Overview

The Senior Risk Analyst II – Finance Oversight is a strategic contributor within the second line of defense, supporting the Finance & Regulatory Reporting Oversight ("FRRO") team, responsible for oversight activities primarily related to capital management, planning and forecasting, capital interpretations, and capital calculations. Position partners directly with first-line teams to assess adequacy of risk controls and compliance with regulatory standards. Position is pivotal in driving continuous improvement in risk oversight effectiveness for FRRO.

Primary Responsibilities

• Design and lead comprehensive reviews of risk governance and reporting across the FRRO domain.
• Conduct independent analysis of regulatory interpretations, model outputs, and capital/treasury assumptions.
• Represent the Second Line of Defense in stakeholder meetings.
• Propose and implement enhancements to second-line review plans, issue escalation protocols, and review standards.
• Contribute to team training and development initiatives.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Complete other related duties as assigned.

Scope

• High level of autonomy and accountability for oversight conclusions of FRRO subjects (capital planning forecasting, capital calculations, financial performance metrics).
• The Senior Risk Analyst II must be adept at working across all levels of the organization from junior staff to the senior/executive members of management primarily in Risk and Finance.
• This is a high-profile position where the incumbent must be comfortable working with minimal/moderate oversight under tight deadlines.

Supervisory/Managerial

May lead or formally mentor junior staff; potential to serve as team lead on select engagements.

Education and Experience Required:

• Bachelor’s degree in quantitative or analytical field such as Finance, Accounting, or Economics and a minimum of five years of relevant professional experience OR an equivalent combination of education and at least nine years of relevant professional experience.
• Advanced knowledge of financial principles and regulatory and compliance issues related to the banking industry.
• Advanced proficiency with Microsoft Office suite of products.
• Excellent written and verbal communication skills.
• Advanced analytical abilities.

Education and Experience Preferred:

• Master’s degree, CPA, CFA preferred.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America