Senior Risk Analyst - Credit Portfolio Intelligence Advisory (Hybrid)

First Citizens Bank; Morristown (NJ); Hybrid; USD 125,000 - 150,000; Full time

Job summary

First Citizens Bank in Morristown, NJ is seeking a data-driven analyst to deliver trusted reports and analytical solutions for portfolio monitoring and risk identification. This hybrid role combines in-office collaboration with remote work.

You will partner with Credit Administration, Enterprise Risk Management, and internal lines of defense to design, develop, and present reports and Tableau dashboards that inform risk decisions; ongoing growth in analytics tools is encouraged.

Qualifications

• Bachelor's Degree with 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Risk management, or financial analysis, or statistical modeling
• Experience in Banking and Finance Industry, preferably within credit analysis, underwriting or credit risk oversight
• Experience using Microsoft Office products (PowerPoint, Word, Excel, Outlook, and Teams)
• Experience With Business Intelligence software (Microsoft Power BI, Tableau, SQL and SAS)

Responsibilities

• Advising - Create, develop, and nurture a trusted advisor atmosphere and brand, liaising between stakeholders and BI & Risk Reporting to collect requirements, design, and enhance reports and dashboards
• Reporting - Create ad-hoc and recurring reports, presentations, and memos by analyzing complex datasets and external events to support risk decisions
• Meetings and Presentations - Attend Credit Administration meetings to gain knowledge of emerging risks and changes in risk appetites
• Growth and Improvement - Continuously enhancing knowledge of analytical tools and methodologies to expand reporting capabilities

Skills

Data Mining

Data Gathering

Risk Mitigation

Risk Identification

Analytical Reasoning

Education

Bachelor's Degree + 4 years

Tools

Power BI

Tableau

SQL

SAS

Job description

Overview

This is a hybrid position that must sit in our Raleigh, NC or Morristown, NJ offices requiring 3 days in office and 2 days remote.

This position is responsible for delivery of trusted report and analytical solutions based on a wide-range of use cases for portfolio monitoring and enablement of identification of emerging risks within Credit Administration. This individual will partner with key stakeholders within Credit Administration and various internal lines of defense (e.g. Business Units, Credit, Enterprise Risk Management, Credit Review, Internal Audit) as well as external stake holders (e.g. External Auditors, Regulators) to create relevant & meaningful analytical content and empower these stakeholders with a deep understanding of the underlying business segments.

Responsibilities & Qualifications

Duties & Responsibilities:

• Advising - Create, develop, and nurture a "trusted advisor" atmosphere and brand. Becoming ingrained in the business segment operations allowing for the anticipation of reporting and analytics needs as well as providing insights. Liaison between stakeholder and Business Intelligence & Risk Reporting to collect requirements, design, create, and enhance reports and Tableau dashboards that satisfy stakeholder desires.
• Reporting - Create ad-hoc and recurring reports, presentations materials, and memos by identifying, analyzing, and interpreting, complex datasets; researching and understanding economic conditions and external events; and combining internal stress testing results and analytics in a clear, concise, and understandable manner enabling data-driven risk management decision making.
• Meetings and Presentations - Attend various Credit Administration meetings to gain relevant knowledge of emerging risks and changes in credit appetites, policies, procedures and standards.
• Growth and Improvement - Continuously enhancing knowledge & skills regarding analytical tools, techniques, and methodologies. Proactively looking for opportunities to enhance current analytical capabilities and develop new analysis and reporting to better support Credit Administration and the various Business Segments.

Skills:

• Data Mining
• Data Gathering and Reporting
• Risk Mitigation
• Risk Identification
• Analytical Reasoning

Qualifications:

• Bachelor's Degree and 4 years' experience OR High School Diploma or GED/Equivalent and 8 years' experience in Risk management, or financial analysis, or statistical modeling

Preferred Qualifications:

• Experience in Banking and Finance Industry, preferably within credit analysis, underwriting or credit risk oversight
• Experience using Microsoft Office products (PowerPoint, Word, Excel, Outlook, and Teams)
• Experience With Business Intelligence software (Microsoft Power BI, Tableau, SQL and SAS)

Additional Information

This job posting is expected to remain active for 7 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.

The base pay for this position is generally between $125,000 and $150,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.