Senior Revenue Accountant- Fintech

Toast, Inc.; United States; Hybrid; USD 95,000 - 152,000; Full time

Job summary

Toast, Inc. is seeking a Senior Revenue Accountant for Fintech to own revenue close activities across payment processing and fintech products. You will analyze high-volume transactions, ensure proper revenue recognition under ASC 606, and reconcile activity across multiple data sources.

The role requires 4+ years in revenue accounting, strong Excel skills, and the ability to drive cross-functional initiatives while supporting SOX controls and audits.

Qualifications

• 4+ years of revenue accounting experience, preferably a mix of public and industry work.
• Strong knowledge of revenue recognition standards and ASC 606.
• Hands-on finance automation experience to streamline close and reconciliation.
• Excellent written and verbal communication; able to explain complex scenarios clearly.

Responsibilities

• Own monthly revenue close activities for Toast's fintech products.
• Analyze high-volume transaction data to verify data integrity and proper revenue treatment.
• Reconcile revenue and costs across processor settlements, bank data and GL.
• Assess accounting impact of new fintech products, pricing, contracts, and system changes.
• Support SOX controls design, implementation, and execution for fintech revenue.

Skills

Revenue accounting

ASC 606

Excel

Data analysis

SOX controls

Cross-functional

Education

Bachelor's degree in accounting

Tools

SQL

Snowflake

NetSuite

Salesforce

AI tools

Job description

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy.

Toast builds the all-in-one platform restaurants use to run their business, and our fintech products sit at its core. Toast Payments, Toast Capital, and Toast Payroll help restaurants get paid, access financing, and pay their teams. Because our technology is purpose-built for restaurants, by restaurant people, restaurants can trust us to deliver on their needs today while we invest in the experiences that will power the restaurant of the future.

The Senior Revenue Accountant, Fintech, owns revenue accounting for Toast's financial technology products, ensuring high-volume transaction revenue is recognized in accordance with US GAAP. This is a challenging, highly visible role that calls for strong problem-solving skills, comfort with large datasets, and the ability to thrive in a fast-paced environment.

A day in the life (Responsibilities):

• Own monthly revenue close activities for Toast's payment processing activities and other fintech products
• Analyze high-volume, transaction-level payments data to evaluate data integrity and confirm proper financial statement treatment
• Reconcile revenue and transaction cost activity across processor and partner settlement reports, bank data, and the general ledger
• Drive cross-functional projects; identify and document the accounting impact of new fintech products, pricing changes, partner contracts, and system changes on existing policies and processes
• Support the design, implementation, and execution of key SOX controls over fintech revenue
• Support internal and external audit requests
• Assist in special projects, including system implementations and automation of manual revenue processes

What you'll need to thrive (Requirements):

• 4+ years of revenue accounting experience, preferably a combination of public accounting and industry experience, with in-depth knowledge of revenue recognition accounting standards
• Hands-on finance automation experience, such as streamlining manual close, reconciliation, or revenue processes
• Bachelor's degree or higher in accounting
• Strong knowledge of revenue accounting standards, including ASC 606
• Experience accounting for payments, fintech, or other high-volume transactional revenue
• Advanced Excel skills with the ability to synthesize and analyze large transaction datasets
• Excellent verbal and written communication skills; able to explain complex scenarios to team members and leaders in a clear, logical manner
• Demonstrated ability to work cross-functionally and at various levels within a company

Nice to Haves:

• Experience in payments, fintech, including familiarity with card network economics (interchange, assessments, processor fees)
• SQL skills or experience querying a data warehouse such as Snowflake
• Experience with NetSuite, Salesforce, and AI tools
• Certified Public Accountant (CPA) qualification

AI at Toast

At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Total Rewards Philosophy

We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.

The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy.

• Zone A, $95,000—$152,000 USD
• Zone B, $83,000—$133,000 USD
• Zone C, $75,000—$120,000 USD

How Toast Uses AI in its Hiring Process

Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. We ask that you complete interviews and assessments on your own, without real-time AI tools, recording, or transcription bots, unless we tell you otherwise in advance. To learn more: https://careers.toasttab.com/ai-in-hiring

Our Approach to Hybrid Working

We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast

People Are the Secret Ingredient in Our Recipe for Success

At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry brings together people with a wide range of backgrounds, experiences, and perspectives, and we value that same breadth at Toast. We strive to build a culture grounded in authenticity, respect, and humility, where every Toaster has a real opportunity to grow, contribute, and do their best work—raising the bar in delivering exceptional experiences for our customers and each other.

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact [e-mail].

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For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.