Senior Registered Compliance Officer - Testing (Hybrid)

Transamerica Corporation; Philadelphia (Philadelphia County); Hybrid; USD 76,000 - 86,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401k Match

Paid Time Off

Job summary

Transamerica Corporation is seeking a seasoned compliance professional to independently manage complex compliance activities across securities, broker-dealer, insurance, AML, and related regulatory functions. You will analyze risk, interpret laws, and advise business partners with limited supervision to strengthen our compliance program.

The role requires 5+ years in regulatory compliance and FINRA/SEC knowledge.

Qualifications

• Bachelor’s degree in business, legal studies, risk management, compliance or related field.
• 5+ years of regulatory compliance, securities, financial services, risk management, or related experience.
• 2+ years supporting broker‑dealer, registered investment adviser, insurance, retirement, or investment compliance functions.
• FINRA Series7 and24 or Series6 and26 (dependent on broker‑dealer activities); or obtain within 6 months of job entry date
• Strong knowledge of SEC and FINRA rules and regulations regarding securities and/or advisory products and associated laws, regulations, regulatory expectations, firm policies, and compliance practices
• Experience with regulatory examinations, complaints, surveillance, advertising review, branch inspections, supervisory controls, testing, monitoring, or issue remediation
• Strong written and verbal communication skills, including the ability to document findings, summarize risks, explain recommendations, and advise business partners and management
• Ability to manage complex assignments with minimal supervision and elevate significant risks or decisions appropriately

Responsibilities

• Develop and execute complex compliance monitoring, testing, reviews, and risk‑based assessments using established standards and independent judgment.
• Analyze business processes, policies, procedures, communications, transactions, complaints, disclosures, or other assigned activity to identify risks, issues, trends, and control gaps.
• Interpret applicable laws, regulations, regulatory guidance, firm policies, and procedures to provide practical compliance guidance to business partners.
• Perform or oversee complex transaction monitoring, exception reporting, outside brokerage account surveillance activities, and AML reviews, including evaluation of exceptions, documentation of results, and escalation of potential compliance risks with recommended next steps.
• Document findings, recommendations, management responses, and supporting evidence in a complete and accurate manner.
• Coordinate responses to regulatory examinations, regulatory inquiries, internal reviews, audits, investigations, or information requests by gathering, reviewing, and validating information.
• Identify root causes, recurring issues, or emerging risks and recommend sustainable corrective actions or process enhancements.
• Contribute to development and execution of new or enhanced compliance programs, monitoring plans, testing programs, training, tools, and procedures.
• Support business initiatives, regulatory changes, and enterprise projects by evaluating compliance impacts and recommending appropriate actions.
• May provide coaching, training, guidance, or knowledge sharing to less experienced team members.

Skills

Regulatory compliance

Securities compliance

Risk management

Internal audit

Communication

Documentation

Education

Bachelor’s degree

Tools

Microsoft Office

Compliance systems

Job description

At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.

We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them. We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.

Job Description Summary

This role independently manages complex compliance activities and contributes to the effectiveness of a broad, evolving compliance program across securities, broker‑dealer, registered investment adviser, insurance, anti‑money laundering (AML), surveillance, and related financial services functions and regulatory requirements. This role performs complex analysis, identifies issues and trends, recommends practical solutions, and provides guidance to business partners with limited supervision.

Job Description Responsibilities

• Develop and execute complex compliance monitoring, testing, reviews, and risk‑based assessments using established standards and independent judgment.
• Analyze business processes, policies, procedures, communications, transactions, complaints, disclosures, or other assigned activity to identify risks, issues, trends, and control gaps.
• Interpret applicable laws, regulations, regulatory guidance, firm policies, and procedures to provide practical compliance guidance to business partners.
• Perform or oversee complex transaction monitoring, exception reporting, outside brokerage account surveillance activities, and AML reviews, including evaluation of exceptions, documentation of results, and escalation of potential compliance risks with recommended next steps.
• Document findings, recommendations, management responses, and supporting evidence in a complete and accurate manner.
• Coordinate responses to regulatory examinations, regulatory inquiries, internal reviews, audits, investigations, or information requests by gathering, reviewing, and validating information.
• Identify root causes, recurring issues, or emerging risks and recommend sustainable corrective actions or process enhancements.
• Contribute to development and execution of new or enhanced compliance programs, monitoring plans, testing programs, training, tools, and procedures.
• Support business initiatives, regulatory changes, and enterprise projects by evaluating compliance impacts and recommending appropriate actions.
• May provide coaching, training, guidance, or knowledge sharing to less experienced team members.

Qualifications

• Bachelor’s degree in business, legal studies, risk management, compliance or related field
• 5+ years of regulatory compliance, securities, financial services, risk management, internal audit, testing, monitoring, or other relevant experience
• 2+ years of experience supporting broker‑dealer, registered investment adviser, insurance, retirement, or investment compliance functions
• FINRA Series7 and24 or Series6 and26 (dependent on broker‑dealer activities); or obtain within 6 months of job entry date
• Strong knowledge of SEC and FINRA rules and regulations regarding securities and/or advisory products and associated laws, regulations, regulatory expectations, firm policies, and compliance practices
• Experience with regulatory examinations, complaints, surveillance, advertising review, branch inspections, supervisory controls, testing, monitoring, or issue remediation
• Experience performing complex research, analysis, documentation, and issue resolution
• Strong written and verbal communication skills, including the ability to document findings, summarize risks, explain recommendations, and advise business partners and management
• Ability to manage complex assignments with minimal supervision and elevate significant risks or decisions appropriately
• Proficiency using Microsoft Office tools and ability to effectively use compliance, workflow, surveillance, case management, reporting, or document management systems

Preferred Qualifications

• FINRA Series65 or66 (dependent on investment advisor support), or other FINRA registrations based on assigned responsibilities

Compensation

The salary for this position generally ranges between $76,000–$86,000 annually.

Working Conditions

This is a hybrid position requiring three days in office per week in one of our hub locations (Philadelphia, Cedar Rapids or Denver). Relocation assistance will not be provided for this position. May require occasional travel for team meetings, training, regulatory matters, or business partner support. Applicants must possess legal authorization to work for our company in the U.S. without the need for immigration, sponsorship or otherwise serving as an employer of record for immigration employment purposes. At this time, this role is not eligible for immigration‑related employment authorization sponsorship.

Benefits

• Competitive Pay
• Bonus for Eligible Employees
• Benefits Package
• Pension Plan 401k Match
• Employee Stock Purchase Plan
• Tuition Reimbursement
• Disability Insurance
• Medical Insurance
• Dental Insurance
• Vision Insurance
• Employee Discounts
• Career Training & Development Opportunities
• Health and Work/Life Balance Benefits
• Paid Time Off starting at 160 hours annually for employees in their first year of service.
• Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays).
• Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars
• Parental Leave – fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child.
• Adoption Assistance
• Employee Assistance Program
• Back‑Up Care Program
• PTO for Volunteer Hours
• Employee Matching Gifts Program
• Employee Resource Groups
• Inclusion and Diversity Programs
• Employee Recognition Program
• Referral Bonus Programs
• Inclusion & Diversity

We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We’re thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top75 Companies for Executive Women.

To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company‑sponsored, employee‑driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all.

We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work.

Transamerica is a part of Aegon, an integrated, diversified, international financial services group. The Aegon companies employ over 21,500 people and have approximately 31.7 million customers. For more information, visit www.transamerica.com.

* As of December31,2023

* As of December31,2022