Senior Quantitative Credit Risk Strategist

Wright-Patt Credit Union Inc.; Beavercreek (OH); On-site; USD 110,000 - 170,000; Full time

Job summary

SilkRoad seeks a Senior Quantitative Credit Risk Analyst to lead advanced analyses supporting consumer credit risk management, underwriting strategy, and portfolio monitoring. You will partner with Credit, Finance, Operations, Compliance, and data teams to identify trends and deliver actionable recommendations that balance growth and risk.

The role requires strong statistical judgment, autonomy, and the ability to translate complex results into executive-ready insights, dashboards, and

Qualifications

• Degree in a quantitative field preferred.
• Strong background in credit risk analytics.
• Experience with consumer lending analytics is a plus.

Responsibilities

• Lead analyses on portfolio performance, credit strategy, and emerging risk trends across consumer lending products.
• Translate business questions into analytical frameworks evaluating risk, performance, and impact of strategy/policy changes.
• Quantify risk-reward tradeoffs and segment performance drivers to support sound credit decisions.
• Define key credit metrics, baselines, thresholds, and reporting routines for monitoring.
• Build and enhance reporting highlighting vintage trends, segment migration, and early warning indicators.
• Communicate assumptions, limitations, and actionable recommendations to leadership.
• Develop reusable SQL/Python workflows to improve speed and repeatability of analyses.

Skills

Analytical thinking

Stakeholder management

Communication

Forecasting

Tools

SQL

Python

Job description

SilkRoad seeks a Senior Quantitative Credit Risk Analyst to lead advanced analyses supporting consumer credit risk management, underwriting strategy, and portfolio monitoring. You will partner with Credit, Finance, Operations, Compliance, and data teams to identify trends and deliver actionable recommendations that balance growth and risk.

The role requires strong statistical judgment, autonomy, and the ability to translate complex results into executive-ready insights, dashboards, and