Senior Product Manager- Pricing Engine

Polly; San Francisco (CA); Hybrid; USD 120,000 - 150,000; Full time

Benefits offered by this job

Competitive salaries

100% company-paid health insurance

Flexible vacation policy

Hybrid work environment

Job summary

A leading technology firm in mortgage capital markets is seeking an experienced Product Manager to drive product strategies and collaborate across teams to enhance customer experience. Candidates should possess 5-8+ years of product management experience and familiarity with mortgage markets, allowing them to balance complex requirements and deliver scalable solutions. Polly offers a hybrid work environment and emphasizes individual impact, making this an exciting opportunity for innovative thinkers.

Qualifications

• 5–8+ years of experience in product management, preferably with financial products.
• Familiarity with mortgage capital markets and financial systems.
• Ability to work with data-driven insights to drive decisions.

Responsibilities

• Define and prioritize new product features for pricing and margin management.
• Collaborate with cross-functional teams including engineering and sales.
• Monitor performance metrics and refine based on user feedback.

Skills

Product Management

Analytical mindset

Communication skills

Cross-functional leadership

Tools

Data analytics tools

Cloud-native architectures

API integrations

Job description

5 days ago Be among the first 25 applicants

Who you are

You have +5 years of Product Management experience under your belt and are looking for your next challenge in a hyper‑growth, fast‑paced, industry‑disrupting, SaaS company. You are excited to work with emerging technologies and modern tech stack with a collaborative team, where you will have a direct impact on the customer experience.

Does this sound like you? If so, keep reading and apply today!

What you’ll do

• Define and prioritize new features, rule‑configurability, version control, and automation enhancements (e.g. lock desk workflows, re‑price automation, lock extensions, re‑locks, float‑downs, price exceptions) to deliver scalable, flexible pricing and margin management.
• Collaborate cross‑functionally with engineering, design, data science/analytics (and AI/ML teams as relevant), customer success, sales, and operations to deliver robust, scalable, cloud‑native solutions — from internal tooling to customer‑facing workflows.
• Define success metrics and monitor the performance of PPE (adoption, speed, margin improvement, error reduction, user satisfaction), and continuously refine based on feedback and data.
• Drive go‑to‑market readiness for new pricing engine releases — including versioning, migration, backward compatibility (historical pricing, re‑pricing), documentation, and communication to stakeholders (internal and external).
• Act as subject‑matter expert for pricing and secondary‑market/ capital‑market complexities — ensure compliance constraints, investor requirements, mortgage product types (conforming, non‑conforming, government, HFA, non‑QM, portfolio, etc.) are supported and correctly modeled.
• Work closely with integration/API partners (e.g. LOS platforms) to ensure seamless data flows, consistent pricing outputs, and high‑performance interactions between Polly and partner systems.

What you have

• Strong product management experience (5–8+ years), preferably with pricing engines, financial products, or FinTech — comfortable owning complex systems with many interdependencies.
• Deep familiarity with mortgage capital markets or secondary‑market processes, including different loan product types, investor rules, margin dynamics, lock desk workflows, re‑pricing, and loan sale/delivery.
• Analytical and data‑driven mindset: ability to define, track, and act on KPIs; comfortable working with data, analytics, and (ideally) AI/ML‑informed insights to drive product decisions.
• Proven track record of leading cross‑functional teams (engineering, data, ops, sales, customer success) to deliver complex product initiatives from ideation to release and adoption.
• Excellent communication and stakeholder management skills — able to balance lender/customer needs, business constraints, and technical feasibility.
• Experience working with cloud‑native, scalable architectures and SaaS products; familiarity with integrations (APIs), versioning, configuration management, and scalable rule engines or workflow automation platforms.

Extras you bring to the table

• Comfort with rapidly evolving environments: ability to balance speed to market with product quality, compliance, and investor requirements.
• Familiarity or interest in AI/ML applications within mortgage pricing or eligibility — leveraging data science to support “near‑miss pricing/eligibility”, loan officer recommendations, or predictive analytics.
• Strategic vision: ability to think beyond immediate feature requests — anticipate where mortgage markets are heading, and evolve PPE to support new loan types, regulatory changes, or capital‑market dynamics.
• Empathy for end users (lenders, loan officers, lock desks) — designing tools that balance power, configurability, and usability to minimize friction, reduce errors, and optimize operational efficiency.

Why join Polly?

• High Bar of Talent: Polly consistently performs in the top quartile of start‑up companies, and we consider the people of Polly the engine helping us achieve success. Many candidates choose Polly because of the collaborative, smart, and fun people that work here. We strive to hire the best to continue to raise that bar, and <5% of those that enter the interview process are presented with an offer.
• Disruptive Mission: Mortgage capital markets is historically an under‑innovated space; Polly is committed to changing that. Our purpose‑built platform has reimagined and reinvented the way that our lender customers operate. We are seeking passionate and driven builders who are not interested in accepting the status quo.
• Individual Impact & Growth: Every day, the Polly team doesn’t just work—they contribute to our overarching mission. Individual impact is highly visible and everyone’s voice matters. You will have exposure to every level of leadership, cross‑functional teams, and impactful projects, giving you a unique opportunity to build and hone your skills.
• Hybrid Workplace with Innovation at the Core: Here at Polly, we believe in blending flexibility with in‑person collaboration. With a hybrid model, our employees work on site three days a week (Tues./Wed./Thurs.) at our Innovation Hubs, located in Dallas‑Fort Worth and San Francisco, driving forward‑thinking solutions and fostering teamwork.

Employee Benefits

• Competitive Compensation: Polly offers competitive salaries designed to reward your expertise and direct impact/contributions.
• Comprehensive Health Coverage: Employees enjoy 100% company‑paid medical, vision, dental, disability, and life insurance, granting peace of mind.
• Flexible Vacation, Done Right: Take time off to recharge when you need it with Polly’s flexible, non‑accrued vacation policy—because we trust you to balance work and life.
• Hybrid Environment: Polly employees work on site three days a week (Tues./Wed./Thurs.) at our Innovation Hubs, located in Dallas‑Fort Worth and San Francisco.

Let's get to know each other.

Polly has pioneered the next generation of mortgage capital markets technology with its cutting‑edge, data‑driven platform. Its enterprise‑grade solutions, including the industry's only cloud‑native, commercially scalable product, pricing, and eligibility (PPE) engine and first‑of‑its‑kind Polly/™ AI platform, empower the nation's top banks, credit unions, and mortgage lenders to increase profitability, automate workflows, and revolutionize the loan officer and broker experiences. As a mortgage technology trailblazer, Polly is committed to driving meaningful value and ROI through best‑in‑class innovation that enables unlimited configurability, flexibility, granularity, and scalability. Polly was founded by a seasoned team of mortgage capital markets and technology experts and is headquartered in San Francisco, California. Recognized as a pioneer in mortgage capital markets, as well as in culture and career development, Polly was named to Forbes' America's Best Startup Employers in 2025. This evaluation was based on three key criteria: Employer Reputation, Employee Satisfaction, and Company Growth.

To learn more, follow Polly on LinkedIn or visit www.polly.io. Polly is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, age, color, national origin, religion, sex, gender identity, sexual orientation, marital status, pregnancy status, disability status, veteran status, or any other legally protected status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruitment scams impersonating the Polly brand or our employees. Our team communicates only through official Polly channels, and we will never ask for sensitive information over text or conduct text‑only interviews. If you are ever suspicious or in doubt, reach out to us directly at [e-mail]. We care deeply about this network and your experience.