Senior Product Manager (Global Banking & Stablecoins)

Highbeam Research; New York (NY); On-site; USD 180,000 - 230,000; Full time

Benefits offered by this job

Equity

Health benefits

PTO

Product stipend

Wellness stipend

Offsite retreats

Lunch stipend

Commute covered

Job summary

Highbeam is hiring a Senior Product Manager to own Global Banking & Stablecoins. You’ll build products that let US and international businesses receive, hold, and pay in multiple currencies including stablecoins.

This role is based in NoHo, NYC, and focuses on multi-currency wallets, on/off-ramps, and cross-border payouts. You’ll drive adoption, monetization, and product iteration with brands and international sellers, while collaborating with compliance on KYB/KYC and regulatory considerations.

Qualifications

• 4-6 years PM experience; early-stage operator (PM #1–5 at Series A–C)
• Has shipped cross-border payments, multi-currency accounts, or stablecoin products as the core experience
• Fluent in money movement: ACH, wires, SWIFT, RTP, local rails, FX, stablecoin on/off-ramps, and flow-of-funds design
• Has worked hands-on with sponsor banks, BaaS providers, or payments partners, including diligence, commercial tradeoffs, and integration
• Working knowledge of KYB/KYC, AML, money transmission, and the evolving US stablecoin regulatory landscape
• Strong product builder: writes specs, QA's builds, ships end-to-end
• Comfortable with AI tools for iteration and product validation
• Bonus: experience serving international sellers, marketplaces, or ecommerce brands
• Bonus: engineering background

Responsibilities

• Own the global accounts surface: multi-currency wallets and stablecoins, on/off-ramps, and cross-border payouts
• Decide how stablecoins show up in the experience: abstract the rails for customers who just want dollars, expose them for customers who want them
• Ship cross-border supplier payments that beat SWIFT on speed, cost, and supplier experience
• Define flow of funds and product constructs by entity type and corridor, working with compliance and legal on KYB, onboarding, yield eligibility, and account protections
• Drive adoption and monetization, not just launches: international deposits, FX and cross-border payment revenue, and card and payments volume from global customers
• Run continuous customer insight loops with brands, suppliers, and international sellers, and translate them into product decisions
• Contribute to product narrative and positioning for Highbeam's global expansion
• Once global accounts are built out, this role expands to own Highbeam's broader fintech offerings

Skills

PM experience

Cross-border payments

Multi-currency accounts

Stablecoin products

Money movement

Banking partnerships

KYC/AML

Product development

AI tools

Job description

Highbeam is building the future of business banking and cash management.

Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money.

Customers have generated billions in sales and include well-known brands such as Cuts, Tushy, Rocco, Sabah, Still Here, Alice Mushrooms, Original Grain, birddogs, and more.

Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey.

We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures.

About this role

We're hiring a Senior Product Manager to own Global Banking & Stablecoins at Highbeam. You'll build the products that let US and international businesses receive, hold, and pay in multiple currencies including stablecoins. A new generation of banking infrastructure make this possible for the first time; your job is to turn that infrastructure into a product commerce brands trust with their money. This is 0 to 1, and the bar is live customers moving real volume.

This role is based in our NoHo, NYC office.

What you’ll do

• Own the global accounts product surface: multi-currency wallets and stablecoins, on/off-ramps, and cross-border payouts
• Decide how stablecoins show up in the experience: abstract the rails for customers who just want dollars, expose them for customers who want them
• Ship cross-border supplier payments that beat SWIFT on speed, cost, and supplier experience, and turn faster settlement into better payment terms for our customers
• Define flow of funds and product constructs by entity type and corridor, working with compliance and legal on KYB, onboarding, yield eligibility, and account protections
• Drive adoption and monetization, not just launches: international deposits, FX and cross-border payment revenue, and card and payments volume from global customers
• Run continuous customer insight loops with brands, suppliers, and international sellers, and translate them into product decisions
• Contribute to product narrative and positioning for Highbeam's global expansion
• Once global accounts are built out, this role expands to own Highbeam's broader fintech offerings

Net impact

• Highbeam becomes the operating account for multi-geo commerce businesses, not just US ones
• International businesses onboard to Highbeam and hold their primary USD balances with us
• Cross-border supplier payments settle in hours instead of days
• New revenue lines from global accounts, FX, and cross-border money movement

Qualifications

• 4-6 years PM experience; early-stage operator (PM #1–5 at Series A–C)
• Has shipped cross-border payments, multi-currency accounts, or stablecoin products as the core experience
• Fluent in money movement: ACH, wires, SWIFT, RTP, local rails, FX, stablecoin on/off-ramps, and flow-of-funds design
• Has worked hands-on with sponsor banks, BaaS providers, or payments partners, including diligence, commercial tradeoffs, and integration
• Working knowledge of KYB/KYC, AML, money transmission, and the evolving US stablecoin regulatory landscape
• Strong product builder: writes specs, QA's builds, ships end-to-end
• Comfortable with AI tools for iteration and product validation
• Bonus: experience serving international sellers, marketplaces, or ecommerce brands
• Bonus: engineering background

You’ll thrive at Highbeam if...

• You love working in-person with a high-performing team
• You enjoy working in an idea-meritocratic, low-ego environment
• You are proactive and self-directed, and you excel in ambiguous, fast moving environments
• You care about delivering a polished customer experience
• Bonus: You have experience working in fintech, AI or early-stage startups

What we offer

• Competitive salary and meaningful equity
• Comprehensive health & benefits package
• Generous PTO
• $1K/year stipend to purchase our customers' products
• $100/mo wellness stipend
• Yearly offsite-last year we went to Mexico City!
• In-office perks: Commute covered and $20/day lunch stipend
• Great location: Our NYC office is in NoHo, a short walk from the A,C,E B,D,F,M N,Q,R,W 1 6 trains. Our Toronto office is downtown near St. Andrew Station.