Senior Product Manager - Credit Risk

Bureau; Oregon; Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Equity option

Health benefits

Flexible PTO

Learning budget

Job summary

Bureau is seeking a Senior Product Manager for Credit Risk to own signals, scores, and decisioning tools used by lenders globally. You’ll ship credit products from the lender’s perspective, turning judgment into scalable offerings that influence millions of borrowers.

You’ll collaborate with data science and lenders, define what a great signal looks like, and bring API-first solutions to production while ensuring compliance with data protection rules. Remote worldwide.

Qualifications

• 5–8 years in product at PM or Senior PM level, owning products end to end.
• Consumer-side credit experience
• Experience with lenders, NBFCs, credit fintech, or BNPL globally
• Hands-on with signals: bureau data, alternative data or fraud indicators
• Data fluency; able to pull insights with SQL
• Clear communication with CRO, engineers and sales

Responsibilities

• Own the credit signals roadmap.
• Develop next signals from alternative data and fraud indicators.
• Learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product.
• Define what a great signal looks like and move models to production.
• Ship API-first products and track approval rates, delinquency and fraud loss.
• Collaborate with data science and sales to price and position solutions.

Skills

Credit product experience

SQL

Data fluency

Communication

End-to-end ownership

Cross-functional teamwork

Job description

About Bureau

Bureau is a unified risk decisioning platform for Compliance, Fraud, and Transaction risks. Our platform is a single decision-making engine, powered by a 1 billion+ identity knowledge graph. Over 150 Banks, fintechs, retailers, and digital platforms use Bureau to verify identities faster and stop fraud earlier globally.

Bureau has raised $50M+ from renowned Silicon Valley and global investors including Sorenson Capital and PayPal Ventures and is expanding rapidly from APAC to Americas, Europe, and beyond.

Why Bureau?

Bureau is building the infrastructure that makes digital identities and transactions safe and trustworthy for billions of people. The mission is big, the problems are complex, and the impact is real. We hire people who want that level of responsibility. People who move fast, build systems from scratch, and care deeply about turning strategy into execution. If you want predictability or narrow scope, this won't be your place. If you want to shape how a scaling global company operates—keep reading.

Location:

Remote (open globally)

About the Role: Senior Product Manager - Credit Risk

You'll own Bureau's credit product line: the signals, scores and decisioning tools lenders use to approve, price and monitor borrowers.

This is a builder's seat. You've shipped credit products from the lender's side; now you'll turn that judgment into products hundreds of lenders use.

What you ship will shape how millions of people in India and beyond get access to credit.

What you’ll be doing

Own the credit signals roadmap.

• Pick the next signals to build, from alternative data and behavioural patterns to fraud indicators that predict credit risk.
• Go deep with lenders.
• Learn how banks, NBFCs and fintechs underwrite and collect, and turn their pain into product.
• Build across the credit lifecycle.
• Onboarding, underwriting, limits, early warnings and collections.
• Partner with data science.
• Define what a great signal looks like and take models from experiment to production.
• Ship, scale and prove impact.
• Launch API-first products and track approval rates, delinquency and fraud loss.
• Win with GTM and compliance.
• Help sales pitch and price credit deals, and keep products aligned with RBI and data protection rules.

What You’ll BringMust have5–8 years in product

• Must have5–8 years in product, at PM or Senior PM level, owning products end to end.
• Consumer-side credit experience
• at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally.
• Hands-on with signals:
• bureau data, alternative data, risk scores or fraud indicators used to make better decisions.
• Data fluency.
• You can question a Gini or KS number and pull your own insights with SQL.
• Clear communication
• with a CRO, an engineer and a salesperson alike.

Good to haveYou've built or productised a credit score, risk model or decisioning engine.

• You've worked with India's credit stack: bureaus, Account Aggregator, UPI or GST data.
• You've sold data or risk tools to lenders on the B2B side.

Our Culture

We hire self-motivated people and get out of their way

We value performance, not hours worked

Speed, ownership, and impact matter most

Compensation

• Competitive salary + potential equity
• Health benefits, flexible PTO, learning budget