Senior Product Manager, Checkout

Affirm; Cleveland (OH); On-site; USD 173,000 - 233,000; Full time

Benefits offered by this job

Medical coverage

Tech stipends

Flexible time off

ESPP

Job summary

Affirm is seeking a Senior Product Manager for the Terms and Payments team to design term and payment selection experiences at checkout. You will work across Product, Design, Engineering, Research, and Analytics to deliver clear, trusted experiences for millions of users.

The role emphasizes cross-functional collaboration, experimentation, and a deep understanding of user behavior, with remote-first flexibility across the United States.

Qualifications

• 5+ years of Product Management experience.
• Strong sense of taste for user experience and what makes interactions clear and delightful.
• Analytical rigor: interpret experiment results and translate data into insights.
• World‑class execution with high agency and cross‑functional collaboration.
• Experience working with cross‑functional teams across product, design, engineering, analytics, and research.
• Excellent communication skills and ability to drive narratives with stakeholders.
• Coachability: receptive to feedback and able to grow.
• Bonus: checkout, e‑commerce, or fintech experience.

Responsibilities

• Own the core checkout experience where users select terms and payments to drive conversion and confidence.
• Design and run experiments to improve how users understand and choose terms.
• Define and ship new UX patterns, moving from discovery to launch with research and analytics.
• Partner with Legal and Compliance to address regulatory requirements affecting UX.
• Collaborate with international product teams to expand terms experiences across markets.
• Develop deep user behavior insights and share them with the team and stakeholders.
• Drive an ambitious roadmap and own execution from concept through launch and iteration.

Skills

Product Management

UX sense

Analytics

Execution

Cross-functional

Communication

Coachability

Fintech experience

Job description

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  About The Product Team

  The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

  About The Role

  The Purchasing Experience product team owns the ‘face of affirm’, the core checkout experience for millions of affirm users.

  As a Senior Product Manager on the Terms and Payments team, you will be responsible for designing both the term and payment selection experiences which drive user clarity and confidence at checkout.

  An ideal candidate is one who has worked extensively on consumer experiences at key moments in the product flow.

  This is a highly cross-functional role that sits at the intersection of Product, Design, Engineering, Research, and Analytics.

  What You’ll Do

  • Own the core checkout experience where consumers select and review their terms and payments — with a focus on driving conversion, clarity, and confidence at the moment of commitment.
  • Design and run experiments that improve how consumers understand and choose their terms
  • Define and ship new UX patterns that change the way checkout looks and feels — using research insights, quantitative signals, and close collaboration with design and analytics to move from discovery to launch.
  • Partner with Legal and Compliance to understand regulatory requirements and how they affect the user experience.
  • Work alongside international product partners to expand the terms experience into new markets, adapting for local expectations while keeping the design system coherent.
  • Develop a deep understanding of user behavior and share those insights broadly — helping the team and stakeholders stay grounded in how consumers actually experience checkout.
  • Drive an ambitious roadmap — identify the highest-leverage opportunities, align cross-functional partners, and own execution from concept through launch and iteration.

  What We Look For

  • 5+ years of Product Management experience
  • A strong sense of taste for user experience — you have opinions about what makes an interaction feel clear, considered, and delightful.
  • Analytical rigor — you're comfortable digging into data, interpreting experiment results, and turning qualitative and quantitative inputs into insights and product opportunities.
  • World‑class execution with high agency — you ship reliably, identify what matters without waiting to be told, and hold yourself to a high bar on quality and follow-through.
  • The ability to work closely with cross‑functional teams across product, design, engineering, analytics, and research — building trust and driving alignment without relying on authority.
  • Strong communication skills — you can deliver results, drive narratives, and explain tradeoffs in a way that brings stakeholders along and creates clarity.
  • Coachability — you seek out feedback, absorb it without defensiveness, and visibly grow from it.
  • Bonus points if you've worked on checkout, e-commerce, or fintech products in the past.

  Pay Grade - N

  Equity Grade - 9

  Employees new to affirm typically come in at the start of the pay range.

  Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

  Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

  USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000

  USA base pay range (all other U.S. states) per year: $173,000 - $233,000

  Remote‑first with flexibility built in

  Affirm is proud to be a remote‑first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in‑person work at an affirm office, and a few are office‑based due to the nature of the work. All new hires will be invited to attend an in‑person onboarding experience.

  Benefits Designed For You

  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

  We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

  For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.