Senior Post Closing Specialist

OneAZ Credit Union; Phoenix (AZ); On-site; USD 33,000 - 41,000; Full time

Benefits offered by this job

Arizona Public Notary

Paid time off

Job summary

OneAZ Credit Union is hiring a Senior Post Closing Specialist to ensure accurate delivery of funded loans and timely investor purchases. You will act as the main resource for investor delivery operations and manage rebuttals and escalation of delivery disputes.

The role requires 8–10 years of mortgage post-closing experience, familiarity with LOS systems, and strong analytical and communication skills. Located at our Corporate Office in Phoenix, AZ, with opportunities to mentor teammates.

Qualifications

• 8–10 years mortgage post-closing experience, including Fannie Mae delivery.
• Experience resolving investor exceptions and purchase delays.
• Familiarity with LOS platforms and investor delivery portals.
• Strong analytical, communication, and organizational skills.

Responsibilities

• Coordinate end-to-end delivery of funded loans through investor purchase.
• Manage investor suspense, rebuttals, and curative documentation.
• Serve as SME for post-closing, loan delivery, and FNMA certifications.
• Lead remediation efforts for post-closing audit findings and defects.
• Assist with audits, regulatory examinations, and training of staff.

Skills

Mortgage post-closing

Investor delivery knowledge

Attention to detail

Analytical skills

Communication skills

Notary preferred

Education

High School Diploma

Tools

LOS platforms

Investor delivery portals

MERS Registration Portal

Microsoft Office (Outlook, Word, Excel, PowerPoint)

Job description

2355 W Pinnacle Peak Rd, Phoenix, AZ 85027

Join Us in Making an Impact

At OneAZ Credit Union, our success is measured only by yours. We’re here to create lasting change in the lives of our members, our communities, and our team. If you're looking for a career with purpose, where your work truly matters—you've found it!

You’reimpactful, compassionate, and fearless,ready to embrace new challenges and shape the future of financial well-being. You take accountability for our success and thrive in an environment where curiosity is celebrated. If this sounds like you,let’sbuild something great together.

What You’ll Do

This position will be located at our Corporate Office: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027

The Senior Post Closing Specialist is responsible for ensuring funded loans are delivered accurately, purchased timely, and effectively resolved when issues arise. This role serves as a primary resource for investor delivery operations and rebuttals and acts as a main point of contact for investor delivery.

Essential Functions

• Coordinate the end-to-end delivery of funded loans through investor purchase.
• Manage investor suspense, rebuttals, and curative documentation.
• Serve as the primary escalation point for delivery disputes and delayed purchases.
• Coordinate post-closing activities to ensure accuracy and timely completion.
• Track purchase timelines, aging pipelines, and day-to-cash.
• Function as the main point of contact for (Fannie Mae) investor, subservicing management.
• Monitor delivery service expectations and performance standards.
• Analyze delivery defects and implement process improvements.
• Manage MERS monthly reconciliation for errors.
• Serves as subject matter expert (SME) for post-closing, loan delivery, FNMA certifications, and trailing document management.
• Researches and resolves complex investor, custodial, title, recording, and compliance exceptions.
• Leads remediation efforts for post-closing audit findings, quality control findings, and investor defects.
• Performs analysis of recurring document or delivery issues and recommends process improvements.
• Coordinates resolution of investor suspense conditions.
• Reviews loan sale exceptions and work directly with investor representatives to resolve defects.
• Monitors loan purchase status and certification timelines.
• Assists with balancing, reconciliation, and sale reporting activities.
• Monitors investor, regulatory, and internal policy changes impacting post-closing operations.
• Assists management with audit preparation and regulatory examinations.
• Supports MERS reconciliation and exception management activities.
• Provides training and mentoring to new and existing associates.
• Assists in developing department procedures and best practices.
• Acts as a resource for complex escalations and operational questions.

What You Bring

• High School Diploma Required
• 8-10 years similar or related experience in mortgage experience, including demonstrated experience in mortgage post-closing and Fannie Mae delivery, required.
• Experience resolving investor exceptions and purchase delays required.
• Familiarity with LOS platforms and investor delivery portals.
• Strong analytical skills with the ability to manage cash timing metrics.
• Strong communication skills with demonstrated judgment and accountability.
• Strong understanding of the MERS Registration Portal.
• Knowledge and experience with Microsoft Office applications, including Outlook, Word, Excel, and PowerPoint.
• Strong organizational, accuracy, attention-to-detail, and prioritization skills.
• Arizona Public Notary - Within 60 Days Preferred
• Generous paid time off: paid holidays, floating holidays, personal days, vacation days, plus sick time
• Target hiring range $24.01 / hr. - $30.01 / hr. (Depends on experience and prior to any incentives this position is eligible for)

Why Join OneAZ?

At OneAZ,we’renot just a credit union;we’rea financial trailblazer that passionately cares about inspiring dreams and driving prosperity in the communities we serve. We exist to clear the way for dreamers and doers, aspiring to be the bankfor new pioneers.

We are driving change in our communities, constantly improving our products and services so our members and their families can relentlessly pursue their dreams. By embodying our values and living our promise, you’ll be part of a team committed to exceeding expectations and redefining what’s possible.

Additional Notes

Knowingly submitting false information will result in disqualification for consideration of future positions, termination ofemploymentand forfeiture of other rights. Candidates for this position will be required to sign an authorization for OneAZ to conduct a credit and criminal background check, pursuant to procedures in the Fair Credit Reporting Act and any other applicable laws. All candidates will be considered for this position on an individualized basis, in compliance with all applicable equal employment opportunity laws.Ensurescompliance with applicable policies, laws, and regulations, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) compliance, USA Patriot Act, and Office of Foreign Assets Control (OFAC). This job description should not be consideredall-inclusive. It is merely a guideofexpected duties. The associate understands that the job description is neither complete, norpermanentand may be modified at any time. At the request of their supervisor, an associate may be asked to perform additional duties or take on additional responsibilities without notice. Complies with all policies and standards. Position grades could fluctuate based on market value.

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in OneAZ Credit Union’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.