Senior Portfolio Manager, Private Wealth Credit

Texas Capital; Austin (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Fertility benefits

Life insurance

Disability insurance

401K match

Paid leave

Paid holidays

PTO

Job summary

Texas Capital is seeking a Senior Portfolio Manager to join Credit Administration, supporting the Private Wealth line. The Portfolio Manager will own underwriting for credit requests, collaborating with Analysts, Associates, and Relationship Managers to assess risks and identify cross-sell opportunities.

The role demands leadership to drive portfolio performance from opportunity to close with minimal oversight.

Qualifications

• Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent/relevant program.
• 8+ years’ experience in Commercial or Corporate Banking with formal Credit training.
• Exceptional writing, interpersonal and communication skills.
• Extraordinary levels of motivation and initiative.
• Effective team players in a fast-paced, collaborative environment.
• Strong Microsoft Office skills including Outlook, Excel, and PowerPoint.

Responsibilities

• Oversight of credit related responsibilities for the Analysts and Associates, including financial statement spreading and validation of various underwriting models.
• Responsible for risk rating assessment and periodic relationship reviews.
• Partner with Relationship Manager in credit agreement review and negotiation.
• Ownership of all credit approvals (new customers, modifications, renewals, increases, risk assessments).
• Identification of key risks and issues pertinent to each credit request, including potential mitigants for identified risks.
• Ownership of policy exception identification.
• Direct and manage portfolio reviews.
• Validate covenant compliance and covenant management.
• Ownership of post-approval modifications to ensure accurate reporting of credit exposure.
• Client management, including assisting of day-to-day needs, contact meetings, and site visits. Direct client contact is expected.
• Client management in Salesforce.
• Oversight and in-depth analysis of macroeconomic conditions, industry trends and changes in lending practices.
• Ownership of portfolio reporting and analytics: grade-migration, past-dues, exceptions, coming-due maturities, etc.
• Identify cross-sell opportunities.
• Partner with Special Assets Group for credit requests (as needed).
• Lead and/or support key initiatives to drive improvements in the delivery of credit solutions for clients and prospects.

Skills

Exceptional writing

Interpersonal skills

Communication skills

Motivation and initiative

Team player

Education

Bachelor’s degree in Finance, Accounting, Commercial Banking or equivalent

Tools

Outlook

Excel

PowerPoint

Job description

Texas Capital is seeking a Senior Portfolio Manager to join Credit Administration, supporting the Private Wealth line. The Portfolio Manager will own underwriting for credit requests, collaborating with Analysts, Associates, and Relationship Managers to assess risks and identify cross-sell opportunities.

The role demands leadership to drive portfolio performance from opportunity to close with minimal oversight.