Senior PM, Credit & Fraud Platform — AI-Driven Growth

NCC; Austin (TX); On-site; USD 130,000 - 180,000; Full time

Job summary

NCC is seeking an innovative Product Manager to own the credit, compliance, and fraud product roadmap for the next generation of lending and dealer services. You will engage dealers on-site, translate insights into clear requirements, and drive end-to-end product impact across revenue and strategic differentiation.

In this senior, builder-operator role, you will partner with engineering, sales, and GTM teams to shape offerings, leverage AI for value creation, and travel to dealerships to

Qualifications

• 6-10+ years in product management of credit, compliance, fraud, or related data products.
• Experience building or managing decisioning platforms, risk-driven solutions, or similar products.
• Experience working with consumer credit, fraud, identity, or risk-related data sets.
• Automotive retail experience, ideally working directly with or inside dealerships, with a solid understanding of day-to-day dealer operations.
• Understanding of the lender environment and how credit shapes a dealer's operations, from desking and F&I to lender approvals and funding.
• Proven ability to take products from concept -> validation -> launch -> scale.
• Strong commercial instincts—understands how products drive revenue, adoption, and differentiation.
• Ability to work cross-functionally with product, engineering, and go-to-market teams.
• Comfortable operating in a fast-moving, build-oriented environment.
• Willing to travel regularly to meet with dealers on-site.
• Hands-on AI experience: uses AI tools in your own day-to-day work, has built or shipped products with AI capabilities, and has a clear point of view on where AI creates new product opportunities.

Responsibilities

• Develop and maintain a clear, forward-looking product roadmap aligned to business goals.
• Identify new product opportunities through customer discovery, market analysis, and data insights.
• Maintain a strong, ongoing view of the competitive landscape, market trends, and emerging offerings to inform product positioning and strategy.
• Meet with dealers regularly, including on-site at dealerships, to understand their workflows, uncover pain points, and validate concepts before scaling.
• Lead the end-to-end product lifecycle: ideation -> validation -> build -> launch -> iteration.
• Use AI throughout the product process, from discovery and analysis to prototyping, and identify where AI can unlock new value for dealers and lenders.
• Partner with product and engineering teams to build scalable, high-impact data products.
• Collaborate closely with the Complete Credit SaaS Product Manager, engineering, and go-to-market teams to identify, shape, and bring new opportunities to market.
• Work closely with sales to ensure strong product-market fit and commercialization.
• Define and drive pricing, packaging, and monetization strategies for new offerings.
• Continuously evaluate performance and refine the roadmap based on adoption, usage, and revenue impact.

Skills

Credit product mgmt

AI in product

Dealership experience

Roadmap ownership

Cross-functional leadership

Data-driven decisioning

Tools

AI tooling

Data platforms

Job description

NCC is seeking an innovative Product Manager to own the credit, compliance, and fraud product roadmap for the next generation of lending and dealer services. You will engage dealers on-site, translate insights into clear requirements, and drive end-to-end product impact across revenue and strategic differentiation.

In this senior, builder-operator role, you will partner with engineering, sales, and GTM teams to shape offerings, leverage AI for value creation, and travel to dealerships to