Senior Payments Risk & Fraud Analyst

Polymarket; New York (NY); On-site; USD 150,000 - 250,000; Full time

Benefits offered by this job

Competitive salary & equity

Unlimited PTO

Health, Vision, Dental

401k match

MacBook Pro setup

Job summary

Polymarket in the United States seeks a Senior Payment Risk Analyst to own risk posture around deposits, withdrawals, and settlements on a fast-growing prediction market platform. You will investigate live cases, monitor data, and refine fraud rules while maintaining key banking and card network relationships.

You will collaborate with Compliance, Engineering, Legal and InfoSec to close gaps, write risk memos, and guide leadership with quantitative analyses in a dynamic regulatory environment.

Qualifications

• 8+ years in payments risk, fraud risk, or transaction monitoring at fintech or regulated finance.
• Direct experience with ACH, wire, card networks and real‑time rails (RTP or FedNow).
• Knowledge of BSA/AML fundamentals and SAR filing processes.
• Ability to set and defend quantitative risk thresholds to stakeholders.
• Strong written communication for risk memos and executive reporting.
• Experience auditing a payment stack and identifying control gaps.
• Familiarity with CFTC-regulated environments or exchange contexts is a plus.
• Experience in high-growth environments with rapidly changing risk surfaces.
• Exposure to crypto or blockchain-adjacent payment flows is advantageous.

Responsibilities

• Investigate live payment fraud across deposits, withdrawals, and settlements.
• Monitor transactions for anomalies during high‑volume market events.
• Write and tune fraud rules; defend thresholds with quantitative analysis.
• Identify control gaps and coordinate with Engineering, Compliance, and InfoSec to close them.
• Own relationships with payment processors, card networks, and banking partners.
• Produce risk memos and leadership reports translating findings into decisions.
• Maintain and improve fraud and payment risk documentation and runbooks.

Skills

Payments risk

Fraud risk

Transaction monitoring

Quantitative thresholds

Risk reporting

Written communication

Auditing payment stack

Regulatory awareness

Crypto/payment flows familiarity

Tools

SAR filing systems

Fraud detection systems

Transaction monitoring tools

Job description

Polymarket in the United States seeks a Senior Payment Risk Analyst to own risk posture around deposits, withdrawals, and settlements on a fast-growing prediction market platform. You will investigate live cases, monitor data, and refine fraud rules while maintaining key banking and card network relationships.

You will collaborate with Compliance, Engineering, Legal and InfoSec to close gaps, write risk memos, and guide leadership with quantitative analyses in a dynamic regulatory environment.