Senior Offer Manager Retirement Investment Products

Charles Schwab; Westlake (TX); On-site; USD 102,000 - 190,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time off and sabbatical

Job summary

Schwab is seeking a strategic product and offer management leader to shape retirement investment solutions for plan sponsors and participants. You will own evaluation, development, and management of investment products across the retirement platform, partnering across multiple internal teams and external providers.

You will navigate regulatory, operational, technology, and vendor ecosystems to deliver solutions that improve client outcomes and advance Workplace objectives.

Qualifications

• 7+ years of product management experience in retirement/wealth/investment financial services.
• Strong analytical, strategic thinking, and business case development capabilities.
• Demonstrated experience leading complex cross-functional initiatives.
• Excellent written and verbal communication skills, including presenting to senior leadership.

Responsibilities

• Lead strategic assessment, product development, and lifecycle management for retirement investment products and Workplace offerings.
• Evaluate market trends, regulatory developments, and client needs to identify growth opportunities.
• Develop business cases, product definitions, and executive recommendations for retirement income, stable value, and alternatives.
• Serve as product owner and SME ensuring readiness, risk management, and optimization.
• Collaborate with Digital, Technology, Operations, Legal, Compliance, and Service teams to define requirements.
• Manage relationships with external providers, recordkeepers, asset managers, and fintechs.
• Support governance processes with data-driven analysis for leadership decisions.
• Monitor product performance and drive adoption and client satisfaction.
• Act as trusted advisor on retirement product trends within Workplace Services.

Skills

Product management

Retirement industry

Wealth management

Investment products

Financial services

Job description

Pay range:

USD $102,000.00 - $190,000.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

Applicants must be authorized to work in the United States on a full-time basis without employer sponsorship, now or in the future.

We believe in the importance of in-office collaboration and fully intend for the selected candidate to work on site 4 days per week in one of the specified locations.

Charles Schwab Workplace Services is seeking a strategic and experienced product and offer management leader to help shape the future of retirement investment solutions for plan sponsors and participants. This role will lead the evaluation, development, and management of investment-related products and strategic initiatives across the retirement platform, including retirement income solutions, stable value funds, collective investment trusts (CITs), alternative investments, and other emerging opportunities.

The successful candidate will serve as a product strategist, business owner, and subject matter expert who can navigate complex regulatory, operational, technology, and vendor ecosystems. This individual will partner closely with Investment Management, Sales, Service, Operations, Digital, Technology, Legal, Compliance, and external providers to define product vision, evaluate market opportunities, and deliver solutions that improve client outcomes while advancing Schwab's Workplace business objectives.

Primary Responsibilities

• Lead strategic assessment, product development, and lifecycle management for retirement investment products and related Workplace offerings.


• Evaluate emerging market trends, competitor capabilities, regulatory developments, and client needs to identify new growth opportunities.


• Develop business cases, product definitions, and executive recommendations for new investment solutions, including retirement income, stable value, alternative investments, and future innovation initiatives.


• Serve as a product owner and subject matter expert for assigned offerings, ensuring operational readiness, risk management, and ongoing product optimization.


• Partner with internal stakeholders to define product requirements and coordinate delivery across Digital, Technology, Operations, Legal, Compliance, and Service teams.


• Manage strategic relationships with external providers, recordkeepers, asset managers, middleware firms, and other partners.


• Support enterprise governance processes, executive presentations, and leadership decision-making through data-driven analysis and recommendations.


• Monitor product performance and identify opportunities to improve adoption, client satisfaction, operational efficiency, and business results.


• Act as a trusted advisor and thought leader within Workplace Services on retirement product trends.

What you have

To ensure that we fulfill our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications

• 7+ years of product management, retirement industry, wealth management, investment products, or financial services experience.


• Strong analytical, strategic thinking, and business case development capabilities.


• Demonstrated experience leading complex cross-functional initiatives.


• Excellent written and verbal communication skills, including experience presenting to senior leadership.

Preferred Qualifications

• Direct experience with retirement plans, recordkeeping platforms, retirement income products, managed accounts, stable value funds, CITs, or alternative investments.


• Working knowledge of ERISA, retirement plan operations, fiduciary considerations, and regulatory frameworks.


• Experience working with third-party providers, asset managers, and fintech partnerships.


• Familiarity with product development methodologies, governance processes, and implementation planning.

In addition to the salary range, this role is also eligible for bonuses or incentive opportunities.

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What's in it for you

At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan


• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions


• Paid parental leave and family building benefits


• Tuition reimbursement


• Health, dental, and vision insurance