Senior Mortgage Banker - Multifamily

COMFORT SYSTEMS; Dallas (TX); On-site; USD 128,000 - 268,000; Full time

Benefits offered by this job

In-office work model

Incentive compensation eligibility

Job summary

KeyBank Real Estate Capital is seeking a Senior Mortgage Banker to originate commercial real estate loans for CMBS, Life Companies, Fannie Mae, Freddie Mac, and Debt Fund portfolios.

You will cover specific offices and territories, working with Relationship Managers to deliver KeyBank's full range of real estate loan products to clients and the broader market. This role demands strong sales, analytics, and negotiation in a client-facing environment.

Qualifications

• Five or more years of multifamily real estate permanent lending experience.
• Proven track record of loan production.
• Experience with CMBS, Life Company, Fannie Mae, Freddie Mac, and Debt Fund products.
• Strong financial statement analysis and market condition projections.
• Excellent negotiation and sales skills.
• Ability to manage multiple tasks and be in the office 5 days a week.

Responsibilities

• Develop client relationships with multifamily real estate owners to secure debt products.
• Co-manage portfolio of maturing loans and position for permanent financing.
• Identify refinancing alternatives using servicing portfolios to assist existing customers.
• Explain KeyBank Real Estate Capital product capabilities to clients and tailor financing solutions.
• Represent KeyBank in the marketplace, industry groups, and broker meetings to expand business contacts.
• Collaborate with RMs to develop new accounts and strengthen client relationships.

Skills

Sales skills

Marketing skills

Financial analysis

Negotiation

Team collaboration

Prioritization

Education

Business degree

Advanced degree preferred

Job description

Dallas, TX

Full time

R-42129

Location:

8117 Preston Road, Suite 400, Dallas Texas

ABOUT BUSINESS:

KeyBank Real Estate Capital is one of the nation's leading providers of commercial and multifamily real estate finance. KeyBank focuses on building long-term relationships with new ideas and innovative thinking. Our broad financing options, integrated platform and deep industry experience give our clients what they need to meet their short- and long-term goals.

ABOUT THE JOB:

The primary role of the Senior Mortgage Banker is to originate commercial real estate loans on behalf of KeyBank’s investors via CMBS, Life Companies, Fannie Mae, Freddie Mac, and Debt Fund executions. Senior Mortgage Bankers are responsible for client coverage related to specific KeyBank offices and clients as well as specific geographic territories regarding correspondents and brokers. In this role, the Senior Mortgage Banker interacts with Relationship Managers (RM’s) within Key’s franchise to bring the full range of Key’s real estate loan products to Key’s clients. The Senior Mortgage Banker will cover direct clients of the Senior Mortgage Banker as well as correspondent and mortgage bankers’ inquiries in the region to provide the same loan products to the general market beyond KeyBank’s existing clients.

ESSENTIAL JOB FUNCTIONS:

• Partner with RMs to strengthen existing banking relationships and develop new accounts with owners of multifamily real estate that need the debt products available through Key’s permanent lending platform.
• Actively participate in the creation and management of client-prospect relationships including exit strategies and client interaction.
• Actively co-manage the existing portfolio of maturing loans and position Key to provide the permanent financing.
• Actively mine our servicing portfolios (CMBS, Life Company, Fannie Mae, Freddie Mac, and Debt Fund) to provide refinancing alternatives with our existing customers.
• Ensure that our clients and prospects understand all KBREC’s multifamily product capabilities and then utilize these capabilities to meet our client’s specific business needs.
• Utilize a consultative sales process where multifamily financing solutions are tailored to the needs of the client.
• Actively represents KeyBank in the marketplace including industry functions, trade groups, and direct meetings with the brokerage community.
• Actively participate in helping KeyBank meet the goals of both its on-balance sheet and off-balance sheet efforts.
• Interact with KeyBank’s investor clients in a clear, constructive, and professional manner that protects and deepens the relationship between KeyBank and the investor.

REQUIRED QUALIFICATIONS:

Business Related Degree, advanced degree preferred.

Five or more years of experience in multifamily real estate permanent lending with a proven record of loan production.

Expectation of $200 million+ of annual CMBS, Life Company, and Debt Fund production.

Demonstrated ability to collaborate with teammates.

Strong sales and marketing skills with specific experience in negotiation of the loan products listed above.

Strong financial analysis skills with the ability to review and evaluate borrower financial statements to include portfolio analysis and projections based upon borrower financial strength and both current as well as projected market conditions.

Strong negotiation skills.

Ability to manage and prioritize multiple tasks in a timely manner.

The Sr. Mortgage Banker will be Assigned to work at a KeyBank location and be expected to be in the office 5 days a week when not traveling on bank business.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $128,000.00 - $268,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 10/30/2026

KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [e-mail].

#LI-Hybrid

KeyBank is an organization collectively committed to helping you unlock your potential and discover what truly drives you. Working here means sharing our purpose to help our clients, colleagues, and communities thrive. You’ll find genuinely supportive teammates, a flexible, inclusive work environment, challenging projects, accessible leaders, and opportunities to grow in your position and your career. For 200 years, Key has opened doors in our communities. Let us open one for you.