Senior Manager, Financial Planning and Analysis

Credit Acceptance; United States; Hybrid; USD 175,000 - 192,000; Full time

Benefits offered by this job

401(K) match

Adoption assistance

Parental leave

Tuition reimbursement

Medical/dental/vision coverage

Nonstandard benefits

Job summary

Credit Acceptance is seeking a Senior Manager of Financial Planning & Analysis to partner with executives, manage budgets, and provide actionable financial guidance. The role leads budget governance, analyzes spending, and aligns resources with business priorities to drive profitability and long‑term value.

The position accommodates remote work with occasional travel to Southfield, MI, and offers a strong compensation package with annual bonus potential and extensive benefits.

Qualifications

• Bachelor’s degree in accounting or finance required.
• 8+ years of financial analysis or accounting experience.
• 5+ years in corporate budgeting and budgeting governance.

Responsibilities

• Lead the operating expense budget management process, including budget development, monthly monitoring, spend governance, and variance analysis.
• Provide executive-level financial insights and recommendations to support expense management and profitability objectives.
• Coach and mentor direct reports providing FP&A support to other operational areas.
• Challenge spending assumptions and align resources with strategic priorities and ROI expectations.

Skills

Power BI

Power Query

MS Excel

Financial analysis

Budgeting

Forecasting

Education

Bachelor’s degree in accounting or finance

Tools

Oracle Financials

Planful

Job description

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country. Our Support teams work with multiple departments in a dynamic environment that promotes flexibility and autonomy, while offering the opportunity to collaborate with a diverse group of professionals. We work to comply with our company standards, exceed customer expectations, and drive our Great Place to Work culture. We deliver high-quality services aligned to business needs, driving innovative improvements that support our company strategy and modern operating principles.

The Senior Manager of Financial Planning & Analysis serves as a strategic finance partner to executive leaders and business owners, providing financial insight, budget management support, and decision-making guidance across operational areas. This position is responsible for helping leaders develop, manage, and optimize operating budgets, evaluate spending decisions, and align financial resources with business priorities. The role also leads the management, maintenance, and evolution of tools and processes that support disciplined budget governance, effective resource allocation, and the Company’s overall financial planning and analysis objectives.

Outcomes and Activities

This position will work from home; occasional planned travel to our Southfield, Michigan office may be required. However, this position is permitted to work at our Southfield, Michigan office if requested by the team member. Lead the operating expense budget management process, including budget development, monthly monitoring, spend governance, variance analysis, and alignment with business priorities. Partner with executive leaders and business owners to evaluate spending trends, identify risks and opportunities, and recommend actions that support budget discipline and resource allocation. Provide clear financial insights, budget performance reporting and executive-level recommendations to support expense management, efficiency improvements, strategic decisions and profitability objectives. Challenge spending assumptions, business cases, and investment requests to ensure resources are aligned with strategic priorities, expected returns, affordability and budget implications. Establish budget accountability with department leaders through regular reviews, clear variance explanations and agreed-upon action plans. Coach, mentor and develop direct reports providing financial planning and analysis support to other operational areas of the business. Perform special projects and other duties as assigned.

Knowledge and Skills

Strong executive presence with the ability to influence, challenge, and advise senior leaders while maintaining credibility and financial discipline. Ability to connect financial analysis, budget performance, business strategy and operational priorities to support effective resource allocation decisions. Strong communication skills, including the ability to translate complex financial information into clear insights for executive leaders, business owners and non-financial audiences. Strong problem-solving, analytical, budgeting, and financial modeling skills, with the ability to make practical business recommendations. Organized, self-driven, and able to meet deadlines while remaining calm and focused in challenging situations. Receptive to feedback and committed to continuous improvement.

Requirements

Bachelor’s degree in accounting or financeMinimum 8 years of equivalent financial analysis or accounting experienceMinimum 5 years of experience in a corporate budgeting roleSolid understanding of corporate finance and accountingStrong proficiency with Power BI, Power Query and MS Excel

Preferred

Experience in the Financial Services IndustryKnowledge of financial application software (e.g. Oracle Financials, Planful) CPA or MBA preferred

Target Compensation

$175,000 – $192,000 base salary + annual bonus

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

Benefits

Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values

To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations

Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department

Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. P.S. We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents

Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.

At Credit Acceptance, we celebrate what makes each of us unique. We want every Team Member to feel comfortable bringing their authentic self to work — because diverse perspectives make us stronger.

Our inclusive culture and flexible opportunities help each person find the right balance between work and life, in a way that fits them best.

Credit Acceptance offers Team Members

• Flexible work options including work from home, on site and hybrid positions
• Company provided technology packages for all Team Members
• An atmosphere that is collaborative, challenging, and filled with forward thinking Team Members
• Extensive growth opportunities as demonstrated by our track record of promoting internally
• Ongoing business training and career development opportunities
• Competitive market-based salary with bonus compensation, quarterly profit sharing and annual merit bonuses
• Generous PTO and holidays that include 27.5 total days during first full year of employment
• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

To learn more about who we are and what makes us a Great Place to Work, follow this link! Click here to see our Company in action!