Senior Lending Specialist

vnbcareers; Tampa (FL); On-site; USD 55,000 - 85,000; Full time

Job summary

vnbcareers in Tampa, FL is seeking a Lending Specialist with supervisory experience to support the Team Lead, mentor junior staff, and ensure workflow consistency across loan operations.

You will coordinate life-cycle loan activities, liaise with internal and external stakeholders from approval to closing, review documents for accuracy, and help enforce policies and procedures in a high-volume environment.

Qualifications

• Excellent interpersonal and written communication skills.
• Strong ability to enforce policies, procedures and processes under pressure.
• Proficient in MS Office and banking core systems including nCino.

Responsibilities

• Assist Team Lead by training and mentoring new or junior Lending Specialists.
• Act as liaison with internal/external customers from approval to closing.
• Manage deal flow with Relationship Managers to ensure timely closings.
• Coordinate and review closing docs and information for due diligence and regulatory requirements.
• Assist with execution and process flow of transactions, escalating issues and designing controls.
• Partner with operations teams to ensure proper booking, accruals and daily cash positions.

Skills

Interpersonal skills

Policy enforcement

MS Office

nCino

Customer service

Education

High School diploma or equivalent

Tools

Bank core system

nCino software

Job description

Responsibilities include, but are not limited to:

• Assist Team Lead by training and mentoring new or junior Lending Specialists to ensure consistency with workflow and processes.
• Act as the liaison and primary point of contact with internal and external customers / stakeholders from approval to deal closing, as well as being point of contact for questions, requests, and inquiries during life of loan monitoring/servicing.
• Manage deal flow pipeline with Relationship Managers and lead the interaction with internal downstream stakeholders to ensure timely closings.
• Coordinate and review closing documentation (with counsel or internal doc prep) and information with relevant stakeholders for due diligence, application processing, insurance, operational feasibility, optimal execution mechanics, and regulatory requirements.
• Assist with the execution and process flow of the transaction, including escalation of issues and designing solutions that ensure risks are covered through adequate controls and protections. Order items necessary to completion of files and prepare supplemental documentation when required.
• Partner with relevant operations teams (closing and servicing departments) to ensure proper booking, accrual reconciliations, and daily cash positions.
• Ensure initial loan funding (if there is a draw at close) and ongoing life of loan activity (payments, draws, payoffs, etc.) are properly processed and booked with downstream stakeholders.
• Carefully review loan documents for closing to ensure accuracy; close loans when necessary
  Communicate with Lenders any issues that arise prior to closing.

Required Skills:

• Excellent Interpersonal skills as well as verbal and written communication skills.
• Confident in ability to enforce policies, procedures and processes when/if challenged.
• Strong PC skills using Microsoft office applications as well as Bank's core system and nCino software.
• Highly proficient in all areas of customer service, organizational skills, data input, time management and handling multiple tasks simultaneously within a high volume, strict deadline work environment.

Required Experience:

• High School diploma or equivalent and a minimum of 5 years Lending Assistant or Loan Processor and Supervisory experience.

Preferred Experience:

• Knowledge of Commercial Real Estate, C&I, or Specialized loan documentation.