Senior Full-Stack Engineer, App Journey (GraphQL)

Chime; New York (NY); On-site; USD 187,000 - 259,000; Full time

Benefits offered by this job

Bonus

Equity package

Comprehensive benefits

Job summary

Chime is seeking a Senior Full-Stack Engineer to join the App Journey team in New York. This role involves shaping core member experiences and developing scalable systems using TypeScript, React, and Ruby on Rails. You will mentor junior engineers and collaborate cross-functionally with product managers and designers.

The base salary starts at $187,000, and can go up to $259,000 based on experience. Full-time employees enjoy a bonus, equity package, and benefits.

Qualifications

• 6+ years of experience in full-stack development with a strong proficiency in TypeScript, React, and React Native.
• Proven experience building and maintaining large-scale distributed systems.
• Hands-on experience with Ruby on Rails for backend development.

Responsibilities

• Own and evolve core app surfaces including primary surfaces and app navigation.
• Work across the full stack, building frontend features in React Native and backend services in Ruby on Rails.
• Mentor and support more junior engineers on the team.

Skills

TypeScript

React

React Native

Ruby on Rails

Cross-functional collaboration

Mentorship

Job description

About the role

We are looking for a Senior Full-Stack Engineer to join our App Journey team and play a key role in shaping the core experiences that every Chime member interacts with every day.

As a senior engineer on this team, you’ll own the surfaces that define how members navigate and engage with Chime, helping them manage their finances with clarity and confidence. You’ll work across the stack, partnering with product managers, designers, and product engineers to build scalable, reliable, and delightful experiences for millions of members.

You’ll also help shape the technical foundation that powers these experiences, working on server-driven UI systems, GraphQL APIs, and other parts of the platform that make our app faster and more flexible over time.

The base salary offered for this role and level of experience will begin at $187,000 and up to $259,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own and evolve core app surfaces including primary surfaces and app navigation, driving projects from concept to completion
• Work across the full stack, building frontend features in React Native while also contributing to backend services and GraphQL APIs in Ruby on Rails
• Partner closely with product managers and designers to define requirements, shape the roadmap, and translate ideas into high-quality, member-facing experiences
• Apply a product mindset to platform problems, finding opportunities to make the underlying systems faster, more reliable, and easier to build on
• Mentor and support more junior engineers on the team, sharing knowledge and raising the technical bar across the squad
• Contribute to a culture of continuous improvement through active participation in sprint ceremonies, architecture discussions, and process refinement
• Participate in our frontend community of practice (guild), helping to shape how our app ecosystem is built, tested, deployed, and evolved
• Engineers are required to participate in on‑call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

To thrive in this role, you have

• 6+ years of experience in full‑stack development, with strong proficiency in TypeScript, React, and React Native
• Proven experience building and maintaining large‑scale distributed systems
• Hands‑on experience with Ruby on Rails for backend development
• A product mindset: you think about the member experience and business outcomes, not just technical correctness
• Strong cross‑functional collaboration skills, with a track record of working effectively with engineers, designers, and product managers
• Leadership and mentorship experience, with a desire to help grow the engineers around you
• Strong communication skills, with the ability to clearly articulate technical decisions and tradeoffs to both technical and non‑technical stakeholders
• Experience with server‑driven UI development is a strong plus
• Experience with GraphQL is a plus

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact [e-mail]. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.