Senior Fraud Investigator: Strategy & Risk Leader

Ascensus; Washington (District of Columbia); On-site; USD 90,000 - 130,000; Full time

Job summary

Ascensus, a leading technology and service platform for savings plans, seeks a Senior Fraud Investigator in the United States. You will lead complex investigations, analyze emerging patterns, and collaborate with operations, compliance, and legal to strengthen fraud controls and response.

The role emphasizes independence, strong judgment, and clear documentation. Qualified candidates have 3–7 years in fraud investigations, risk management, and relevant certifications.

Qualifications

• 3–7 years of progressive fraud investigation experience.
• Experience leading complex investigations with multiple data points.
• Knowledge of fraud typologies and risk management practices.
• Ability to translate findings into actionable recommendations.
• Strong written and verbal communication skills.
• Experience in banking, financial services, fintech, or related fields.
• Certifications such as CFE, CAMS, CFCS are a plus.
• Bachelor's degree or equivalent preferred.

Responsibilities

• Lead complex fraud investigations involving multiple accounts, transactions, channels, and subjects.
• Identify and analyze emerging fraud trends, typologies, and risk indicators.
• Conduct root cause analysis of fraud events and strengthen controls.
• Use internal systems and data to investigate linked activity and patterns.
• Prepare case documentation, summaries, and escalation materials.
• Support high-priority escalations and complex fraud events.
• Partner with operations, compliance, legal, technology, and other stakeholders.
• Improve investigative procedures and case management practices.
• Provide subject matter guidance to business partners and team members.
• Identify opportunities for process improvement and stronger fraud mitigation.

Skills

Fraud investigations

Financial crimes

Risk management

Analytical thinking

Communication skills

Stakeholder communication

Independence

Education

Bachelor's degree

CFE/CAMS/CFCS certifications

Tools

Case management tools

Monitoring tools

Reporting tools

Job description

Ascensus, a leading technology and service platform for savings plans, seeks a Senior Fraud Investigator in the United States. You will lead complex investigations, analyze emerging patterns, and collaborate with operations, compliance, and legal to strengthen fraud controls and response.

The role emphasizes independence, strong judgment, and clear documentation. Qualified candidates have 3–7 years in fraud investigations, risk management, and relevant certifications.