Senior Fleet Workout Analyst

Daimler Truck North America; Charlotte (NC); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Annual bonus program

401k company contribution with company

match up to 6%

4 weeks paid vacation

15 calendar holidays

8 weeks parental leave

Employee assistance program

Healthcare plans and wellness programs

Onsite fitness

Tuition assistance and volunteer paid

Job summary

Daimler Truck Financial Services in Charlotte, NC is seeking a Senior Fleet Workout Analyst to lead complex fleet restructures, analyze financials, and present recommendations to credit approval authorities. This role also oversees deficiency collections, negotiates settlements, and ensures compliance with credit policies.

You will train and mentor the Fleet Workout team, collaborate with Sales, Legal, and other partners, and contribute to process improvements, including AI opportunities, while

Qualifications

• BS/BA and 5 years of relevant experience or 8 years of relevant experience in lieu of degree
• 5 years of comprehensive collections/credit experience
• 5 years of Commercial Credit experience, including exposure to large credit exposures >$5M
• 5 years of Commercial Financial Statement Analysis (Income Statement, Balance Sheet, Cash Flow, Projections)
• Proficiency in Microsoft Office and general PC skills.
• Ability to collect and analyze data, identify trends, and interpret complex information.

Responsibilities

• Lead and execute complex fleet restructures and workout cases with financial analysis for credit approvals.
• Oversee deficiency collections: negotiations, legal coordination, settlements, and status reporting.
• Ensure compliance with credit policies and quality standards, including Special Assets and SAC reporting.
• Manage bankruptcy cases from filing to resolution, coordinating with outside counsel.
• Train and mentor Fleet Workout team, handling escalations and quality checks.
• Collaborate with Sales, Legal, Fleet Services, and others to improve workflow.
• Advise on process improvements and system enhancements, including AI opportunities.
• Support ICS controls, audits, and intercompany receivables factoring reporting.

Skills

Commercial Credit

Collections

Financial Statement Analysis

Data Analysis

MS Office

Education

BS/BA

Tools

ALFA

PEGA

ECP

MOODY's

Credit Lens

Job description

Inside the Role

The Senior Fleet Workout Analyst serves as the subject matter expert for Commercial Fleet Credit Workout activities, specializing in delinquency management, credit restructures, and deficiency recoveries to minimize credit losses. This role negotiates complex settlements, leads workout cases, ensures quality and compliance, and supports process improvement efforts. The analyst provides training, coaching, and daily problem solving support for the team, while collaborating with multiple internal departments and external counsel. The role may also include exposure to Canadian fleet restructuring cases. The Senior Fleet Workout Analyst is expected to model accountability, reliability, and leadership.

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

Pay offered dependent on knowledge, skills, andexperience

• annual bonus program
• 401kcompany contribution with company match up to 6% as well as non-elective company contribution of3 - 7% depending on age
• starting at 4 weeks paidvacation
• 15 calendar holidays
• 8 weeks paidparental leave
• employee assistance program
• comprehensive healthcare plans and wellnessprograms
• onsite fitness (at some locations)
• tuitionassistance and volunteer paid time off
• short-termand long-term disability plans.

What you Drive At DTFS:

• Lead and execute complex fleet restructures and workout cases, including financial analysis and presenting recommendations to credit approval authorities.
• Oversee all aspects of deficiency collections, including negotiations, legal coordination, settlement agreements, and status reporting.
• Ensure compliance with corporate credit policies and quality standards, including Special Assets processes, LOArelated approvals, documentation reviews, and SAC reporting.
• Manage assigned bankruptcy cases from filing through resolution, coordinating with outside counsel and providing ongoing updates.
• Train, mentor, and support Fleet Workout team members, assisting with escalations, quality checks, and bestpractice development.
• Build strong collaborative relationships with internal partners (Sales, ART, Fleet Services, Legal, NASC) to support efficient workflow and customer service.
• Serve as a subject matter expert for process improvements, system enhancements, and Fleet Workout-related projects, including opportunities to incorporate AI.
• Support annual ICSc controls, audits, intercompany receivables factoring, and department reporting as needed.

Knowledge you should Bring:

• BS/BA and 5 years of relevant experience or 8years of relevant experience in lieu of degree

• 5 years of comprehensive collections/credit experience
• 5 years of Commercial Credit experience, including exposure to large credit exposures >$5M
• 5 years of Commercial Financial Statement Analysis (Income Statement, Balance Sheet, Cash Flow, Projections).

• Proficiency in Microsoft Office and general PC skills.

• Ability to collect and analyze data, identify trends, and interpret complex information.

Exceptional Candidates Might have:

• Experience with bankruptcy processes, UCC Code, and legal documentation review
• Familiarity with any of the following systems (ALFA, PEGA, ECP, MOODY's, Credit Lens)
• Experience supporting audits, ICSc control processes, or intercompany receivables factoring.

Where We Work:

This position is open to applicants who can work in (or relocate to) the following location(s)- Charlotte, NC US. Relocation assistance is not available for this position.

Schedule Type:

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

Additional Information:

• Applicants must be legally authorized to work permanently in the country of posting
• Final candidate must successfully complete a criminal background check
• Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
• EEO - Disabled/Veterans

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935