Senior Financial Risk Analyst - Credit & Merchant Liability

Remote; San Francisco (CA); Hybrid; USD 100,000 - 134,000; Full time

Job summary

Adyen is seeking a Senior Financial Risk Analyst to join the Merchant Potential Liability team. You will evaluate merchant portfolios, analyze financial health, and provide concise credit risk guidance to the risk committee while helping scale and improve risk processes.

You will collaborate with Commercial, Product and Legal teams, lead projects, and communicate risk concepts to merchants and regulators. This Amsterdam-based role offers a hybrid work model; remote-only roles are not available.

Qualifications

• 5+ years of experience in a financial risk environment.
• Strong communication across cultures and time zones.
• Experience with risk management processes, tools and governance.
• Bachelor's degree in business economics, statistics, finance or a quantitative field.
• SQL/Python/R knowledge is a plus.

Responsibilities

• Assess and analyze merchant portfolios to evaluate business models and financial health.
• Provide clear credit risk advice to the Adyen credit risk committee.
• Drive improvements to risk management framework, policies, tools, and processes.
• Lead projects from start to finish and coordinate with cross‑functional teams.
• Share risk knowledge with Product, Legal and Compliance teams.

Skills

Communication

Data analysis

Problem solving

Project leadership

Cross-cultural collaboration

Education

Quantitative degree

Tools

SQL

Python

R

Job description

Adyen is seeking a Senior Financial Risk Analyst to join the Merchant Potential Liability team. You will evaluate merchant portfolios, analyze financial health, and provide concise credit risk guidance to the risk committee while helping scale and improve risk processes.

You will collaborate with Commercial, Product and Legal teams, lead projects, and communicate risk concepts to merchants and regulators. This Amsterdam-based role offers a hybrid work model; remote-only roles are not available.