Senior Financial Restructuring Manager

Rabobank; Fresno (CA); Hybrid; USD 130,000 - 155,000; Full time

Job summary

A leading financial services firm is hiring a Senior Financial Restructuring Manager in Fresno, California. You will establish strong relationships to manage financial risks and support clients through restructuring processes. The role requires a Bachelor's degree and extensive experience (7+ years) in loan restructuring. We offer a competitive salary range of $130,000 to $155,000 annually, plus a flexible hybrid working model.

Benefits

Hybrid working model

Medical, Dental and Vision coverages

401(k) plan with employer matching

Generous paid time off

Qualifications

• 7+ years of experience in loan restructuring and risk management.
• Ability to analyze simple to complex financial statements to evaluate stability.

Responsibilities

• Coordinate semi-annual Loan Strategy Report cycles.
• Coach and counsel colleagues on financial restructuring loans.
• Assess issues causing loan classification downgrade and formulate rehabilitation plans.

Skills

Negotiation skills

Problem-solving

Relationship management

Financial statement analysis

Education

Bachelor's degree in a related field

Job description

Overview

Join to apply for the Senior Financial Restructuring Manager role at Rabobank.

Rabobank is the world's leading specialist in food and agribusiness banking. As a Financial Restructuring Manager you will develop and implement workout strategies on an assigned portfolio of highly complex problem loans. One of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients. At Rabobank our culture is unique, because every day our people work knowing that we are all playing our part in supporting our farmers to feed the world.

Our Shared Future: “The position provides opportunities to collaborate with our Clients in overcoming whatever challenges have brought them to Financial Restructuring and to work together to find the best path forward for both the Client and Rabo.”

Your Job

As a Senior Financial Restructuring Manager you will be successful by establishing and building strong working relationships with clients and colleagues to manage risk for the bank and coach clients to help them succeed.

The position contributes to the department’s goal of a smooth and accurate process in the Financial Restructuring & Recovery operation for Rabo Agri Finance LLC, the rural lending arm of Rabobank in the US. Working for the Rabobank Group demands special competencies from the individual employee, who must have a natural tendency to collaborate with customers, members and colleagues. This requires employees to have a personality which is clearly "actively focused on other people", and for employees to make careful consideration between risks and results in the performance of work duties, with the objective to increase and maintain customer confidence in the entire value chain of product development, product distribution and customer advice.

Responsibilities

• Coordinates the semi-annual Loan Strategy Report cycles and ensures that all LSRs are prepared and presented timely.
• Be familiar with and comply with laws, regulations and internal policies and procedures that are applicable to required job duties within the Financial Restructuring group. Financial Restructuring Managers work directly with RAF Legal and outside counsel to ensure timely and quality results.
• Coordinate the loan closing activities of Financial Restructuring loans. And work directly with Closing and Legal staff to achieve timely and quality results.
• Coach and counsel colleagues on matters relative to Financial Restructuring loans and issues. They may act in an advisory role with the Business on loans classified OLEM or Early Warning.
• Understand the loan relationship, assessing the issues that caused the classification downgrade, and working with the Business and possibly the customer, to devise and implement a plan that effectively rehabilitates the credit and ultimately results in an upgrade in the loan classification.

Your Promise to Us

To be considered for the Senior Financial Restructuring Manager role, you must have:

• Bachelor's degree in a related field.
• 7+ years of experience in loan restructuring and risk management.
• Strong negotiation skills and the ability to solve complex problems.
• Ability to analyze simple to complex financial statements to evaluate the financial stability of an entity or individual.
• Establish and build strong working relationships with clients and others that may be challenging to work with.
• Ability to travel regionally, up to 50%
• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Our Commitment to you

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Our employee benefits are focused on three main components:

• Physical Well-Being: Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being: Includes Retirement + Savings + Security. 401(k) plan available on date of hire with employer matching and contributions.
• Emotional Well-Being: Generous paid time off, holidays, and programs supporting giving back to the community.

Our Organization

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries. In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance is a leading financial services provider for farmers, ranchers and agribusinesses in the US and Canada. Visit www.RabobankNA.com.

Salary Expectations

Target Hiring Range: $130,000.00 - $155,000.00

This position is subject to the terms of Rabobank’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range may be adjusted based on location or other lawful reasons. All full-time regular positions include benefits governed by ERISA plan documents.

Rabo provides equal opportunity in employment and does not discriminate on the basis of protected characteristics. Rabobank also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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