Senior Financial Crimes Investigator & Analytics Lead

Lake Ridge Bank; Madison (WI); Sur place; USD 90 000 - 130 000; Plein temps

Résumé du poste

Lake Ridge Bank is seeking a Financial Crimes Officer to lead investigations into fraud, AML/CFT matters, OFAC reviews, and related regulatory activities. You will collaborate across departments to identify risks, gather evidence, and drive remediation.

The role requires analytical thinking, strong communication, and the ability to handle confidential information. Experience with fraud analytics, legal process administration, and driving process improvements is preferred.

Qualifications

• Associate degree in accounting/finance/criminal justice or related field, plus 3–5 years in banking or fraud/AML/compliance.
• Experience conducting investigations, documenting findings, and making risk-based recommendations.
• Knowledge of fraud investigations, AML/CFT, OFAC, suspicious activity concepts, and financial crime risks.
• Strong analytical, organizational, problem-solving, and communication skills.
• Strong working knowledge of Microsoft Office applications.
• Ability to maintain confidential information and represent the organization professionally.
• Bachelor's degree in accounting/finance/criminal justice or related discipline.
• Five+ years in fraud investigations, AML/CFT operations, compliance, or banking operations.
• Experience using Verafin or similar financial crime monitoring systems.
• Experience processing legal information requests.
• CFE, CAMS, CFCS, or similar professional certification.

Responsabilités

• Conduct complex investigations involving fraud, suspicious activity, elder financial exploitation, account takeover, identity theft, and other financial crimes.
• Gather, analyze, and document information to support investigative findings and corrective actions.
• Coordinate with business units, law enforcement, peer institutions, and external partners regarding investigations and recovery efforts.
• Identify fraud trends, emerging threats, control weaknesses, and financial crime risks affecting the Bank and its customers.
• Provide subject matter expertise regarding fraud prevention, detection, investigation, and recovery efforts.
• Monitor fraud losses, recoveries, investigative trends, and fraud-risk indicators.
• Prepare reporting, analytics, and trend information for management and Board reporting.
• Support fraud risk assessments and recommend control improvements based on investigative findings and emerging threats.
• Assist management in evaluating fraud mitigation strategies and program effectiveness.
• Support fraud awareness and scam-prevention initiatives for associates.
• Develop fraud-awareness materials and communicate emerging fraud trends and prevention techniques.
• Participate in quality assurance reviews involving fraud investigations and related documentation.
• Identify process improvement opportunities and recommend changes to strengthen fraud controls.
• Maintain documentation standards, investigative procedures, and department job aids as assigned.
• Coordinate the administration of subpoenas, search warrants, summonses, and other authorized legal requests.
• Gather and organize responsive records and maintain appropriate documentation.
• Coordinate with Legal Counsel, internal departments, law enforcement, and other authorized parties as needed.
• Ensure legal requests are completed accurately, timely, and in accordance with applicable requirements.
• Serve as a subject matter resource regarding fraud investigations, financial crime trends, and legal process administration.
• Provide guidance and support to Financial Crimes Analysts.
• Assist with quality assurance activities, training initiatives, technology implementations, department projects, and process improvements.
• Maintain department procedures, documentation, and job aids.
• Support the Bank's leadership philosophy and professional development initiatives.
• Participate in internal and external training opportunities.
• Exercise sound judgment and maintain confidentiality.
• Perform other duties and special projects as assigned.
• Complete all annual Bank security and compliance training.
• Adhere to Bank security guidelines and applicable compliance requirements.
• Maintain confidentiality of client, associate, investigative, and Bank information.
• Stay current on applicable fraud, AML/CFT, OFAC, and compliance requirements.

Connaissances

Analytical skills

Organizational skills

Problem-solving

Communication skills

Confidentiality

Microsoft Office

Formation

Associate degree in accounting/finance/criminal justice or related field

Bachelor's degree (preferred) in Accounting, Finance, Criminal Justice, or related discipline

Outils

Verafin

Description du poste

Lake Ridge Bank is seeking a Financial Crimes Officer to lead investigations into fraud, AML/CFT matters, OFAC reviews, and related regulatory activities. You will collaborate across departments to identify risks, gather evidence, and drive remediation.

The role requires analytical thinking, strong communication, and the ability to handle confidential information. Experience with fraud analytics, legal process administration, and driving process improvements is preferred.