Senior Financial Analyst - Tempe, AZ

UnitedHealth Group; Tempe (AZ); On-site; Confidential; Full time

Job summary

UnitedHealth Group via OptumCare in Tempe, AZ, seeks a Senior Financial Analyst to support the Arizona/New Mexico FP&A team. You will lead financial analysis, forecasting, budgeting, provider compensation modeling, incentive calculations, and clinical P&L reporting to translate data into actionable insights for strategy and efficiency.

The role collaborates with finance, operations, and leadership to improve margins, drive performance, and support strategic initiatives, with daily office-based

Qualifications

• Bachelor's degree in Finance, Accounting, Data Analytics or related field.
• Must be 18 years of age OR older.
• Experience owning and managing financial models and improving financial processes.
• Intermediate to advanced proficiency in Microsoft Excel, including PivotTables, XLOOKUP, Power Query, and related analytical functions.
• Excellent communication, executive presence, and influencing skills, with the ability to translate complex financial concepts for a variety of audiences.
• Ability to work full-time, Monday - Friday. Employees are required to work an 8-hour shift schedule during our normal business hours of 8:00 am - 5:00 pm. It may be necessary, given the business need, to work occasional overtime

Responsibilities

• Perform monthly and quarterly calculations of provider productivity and quality initiatives.
• Continuous financial analysis and modeling of employed provider compensation plans for primary care and specialties.
• Develop, interpret, and present compensation and performance results to finance, clinical, and operations leaders.
• Support provider education by explaining compensation plan mechanics, incentive drivers, and performance results in a clear and actionable manner.
• Manage monthly reporting and analysis of revenue, SG&A, margin, and key clinical financial performance metrics.
• Analyze clinical financial performance at a detailed and segmented level to identify trends, variances, risks, and improvement opportunities.
• Partner with senior operations leaders to set statistical metrics, enhancing awareness of contractual and operational performance.
• Lead, track and follow-up with senior leaders on efficiency initiatives.
• Partner with finance colleagues and department leaders to develop budgets, forecasts, and long-range financial plans.
• Develop cost-benefit analyses, staffing models, and financial business cases for key strategies and operational initiatives.
• Contribute to company-wide business planning by providing financial insights, scenario analysis, and recommendations that support strategic priorities.
• Perform detailed financial and qualitative analysis for potential provider group acquisitions, network arrangements, and strategic growth opportunities.
• Partner with M&A stakeholders to validate financial modeling assumptions, support due diligence, and assist with financial and accounting integration activities.
• Assist other team members as needed
• Assist with Capital Asset Requests and FTE requisitions
• Create and manage ad hoc reporting for senior management and regional/national finance stakeholders
• Identify opportunities to streamline reporting, enhance analytical tools, improve data presentation, and increase efficiency across financial processes

Skills

Financial modeling

Excel advanced

Forecasting & budgeting

Data analytics

Education

Bachelor's degree in Finance, Accounting, Data Analytics or related field

CPA or MBA

Tools

Power BI

Hyperion Essbase

Planful

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

The Senior Financial Analyst will support the OptumCare Arizona/New Mexico Financial Planning & Analysis team, primarily within the Employed Group space. This role will lead financial analysis, forecasting, budgeting, provider compensation modeling, incentive calculations, and clinical P&L performance reporting. The Senior Financial Analyst will partner closely with finance, operations, clinical, and senior leadership teams to translate complex financial and operational data into actionable insights that support strategic decision-making, margin improvement, and business performance.

This position provides analysis of clinic performance, provider productivity, quality incentives, staffing needs, and other key operational drivers. The Senior Financial Analyst will develop clear, concise reporting and recommendations that help leaders understand financial performance, identify risks and opportunities, and execute against strategic and operational goals.

This is a full-time position, Monday through Friday, with an 8-hour shift during normal business hours of 8:00 a.m. to 5:00 p.m. Occasional overtime may be required based on business needs.

Training will be conducted on the job during regular business hours, Monday through Friday, 8:00 a.m. to 5:00 p.m.

This position follows an office-based schedule with 1 in-office day per week in our Tempe office. Our office is located at 1225 West Washington Street, Tempe, AZ 85288.

Primary Responsibilities

• Provider Compensation & Incentive Calculations:
  • Perform monthly and quarterly calculations of provider productivity and quality initiatives
  • Continuous financial analysis and modeling of employed provider compensation plans for primary care and specialties
  • Develop, interpret, and present compensation and performance results to finance, clinical, and operations leaders
  • Support provider education by explaining compensation plan mechanics, incentive drivers, and performance results in a clear and actionable manner
• Clinical P&L Management:
  • Manage monthly reporting and analysis of revenue, SG&A, margin, and key clinical financial performance metrics
  • Analyze clinical financial performance at a detailed and segmented level to identify trends, variances, risks, and improvement opportunities
  • Partner with senior operations leaders to set statistical metrics, enhancing awareness of contractual and operational performance
  • Lead, track and follow-up with senior leaders on efficiency initiatives
• Forecasting & Budgeting:
  • Partner with finance colleagues and department leaders to develop budgets, forecasts, and long-range financial plans
  • Develop cost-benefit analyses, staffing models, and financial business cases for key strategies and operational initiatives
  • Contribute to company-wide business planning by providing financial insights, scenario analysis, and recommendations that support strategic priorities
  • Acquisition Analysis & Integration Support:
  • Perform detailed financial and qualitative analysis for potential provider group acquisitions, network arrangements, and strategic growth opportunities
  • Partner with M&A stakeholders to validate financial modeling assumptions, support due diligence, and assist with financial and accounting integration activities
• Other Responsibilities:
  • Assist other team members as needed
  • Assist with Capital Asset Requests and FTE requisitions
  • Create and manage ad hoc reporting for senior management and regional/national finance stakeholders
  • Identify opportunities to streamline reporting, enhance analytical tools, improve data presentation, and increase efficiency across financial processes

Required Qualifications

• Bachelor's degree in Finance, Accounting, Data Analytics or related field
• Must be 18 years of age OR older
• Experience anticipating accounting, financial reporting, forecasting, and operational issues; assessing business implications; and developing appropriate action plans
• Experience owning and managing financial models and improving financial processes
• Intermediate to advanced proficiency in Microsoft Excel, including PivotTables, XLOOKUP, Power Query, and related analytical functions
• Excellent communication, executive presence, and influencing skills, with the ability to translate complex financial concepts for a variety of audiences
• Ability to work full-time, Monday - Friday. Employees are required to work an 8-hour shift schedule during our normal business hours of 8:00 am - 5:00 pm. It may be necessary, given the business need, to work occasional overtime

Preferred Qualifications

• CPA or MBA
• Experience using Microsoft Power BI, Hyperion Essbase, Planful
• Experience working in healthcare
• Experience working directly with providers/physicians
• Experience working with large datasets, analytics, and advanced financial modeling
• Solid quantitative, analytical, communication, and relationship-building skills, paired with a growth-oriented mindset

Telecommuting Requirements

• Reside within commutable distance to the office at 1225 West Washington Street, Tempe, AZ 85288
• Ability to keep all company sensitive documents secure (if applicable)
• Required to have a dedicated work area established that is separated from other living areas and provides information privacy
• Must live in a location that can receive a UnitedHealth Group approved high-speed internet connection or leverage an existing high-speed internet service

Soft Skills

• Ability to build solid cross-functional relationship, work collaboratively, and influence in a matrixed environment

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $72,800 - $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.