Senior Financial Advisor – Experienced Professionals

First Command; Charlotte (NC); On-site; USD 80,000 - 140,000; Full time

Job summary

First Command in Charlotte, NC is seeking an experienced Financial Advisor to join as an independent contractor. You’ll build and expand a client base by delivering high-touch, goal-based financial guidance to military families and other clients, leveraging your credentials to grow a scalable practice.

You’ll serve as a trusted advisor across investment, retirement, tax and estate planning, with flexible hours and unlimited income potential based on performance.

Qualifications

• Minimum 5 years of experience in financial services with a strong track record of building and retaining client relationships.
• Portfolio/wealth management experience and ability to integrate into long-term planning.
• Exceptional interpersonal skills and ability to engage clients over time.
• Entrepreneurial drive to run an independent business with flexible hours and unlimited income potential.
• Military experience or affiliation strongly preferred.

Responsibilities

• Serve as a Trusted Advisor and tailor financial plans to evolving goals across wealth stages.
• Deliver Advanced, Personalized Planning spanning investments, retirement, taxes, insurance, and estate considerations.
• Provide a High-Touch Client Experience focused on clarity, confidence, and responsiveness.
• Engage the Military Community to generate referrals and opportunities.

Skills

Client relationship management

Wealth management

Interpersonal skills

Entrepreneurial mindset

Military community engagement

Education

Series 7 & 66 Licenses and Life & Health license

CFP®, ChFC®, or RICP® designations (preferred)

Job description

Join the mission. Coach those who serve.

At First Command, we’ve been guiding military families toward financial security since 1958. We're looking for seasoned financial advisors who are ready to elevate their impact. This independent contractor role offers the opportunity to work with existing First Command clients, deepen long-term client relationships, and grow your business through a high-touch, consultative approach.

What You’ll Do

As an experienced Financial Advisor at First Command, you’ll go beyond the basics—providing comprehensive financial guidance that evolves with our clients' lives. You’ll:

• Serve as a Trusted Advisor
  Identify and adapt to each client’s evolving financial goals across all stages of wealth—accumulation, preservation, and legacy. Regularly meet with clients to assess their circumstances, track progress, and adjust plans based on life events, economic shifts, and regulatory changes.
• Deliver Advanced, Personalized Planning
  Develop and implement sophisticated financial plans that integrate investment management, retirement income planning, tax strategies, insurance solutions, day-to-day finances, and estate considerations—tailored to the unique needs of military families.
• Provide a High-Touch Client Experience
  Foster long-term relationships through a service model that emphasizes clarity, confidence, and responsiveness. Build trust by consistently delivering value and guidance that empowers clients to make informed decisions.
• Engage the Military Community
  Build relationships with advocates and centers of influence within the local and military community to generate referrals and other opportunities.

Drive Results and Grow Your Business

Achieve performance goals by delivering personalized financial strategies, generating revenue, and building long-term client relationships. Expand your practice through strong referral networks—especially within the military community—while identifying new opportunities and deepening existing client engagement.

What Sets You Apart

• A minimum of 5 years of experience in financial services, with a strong record of building and retaining client relationships.
• Skilled in portfolio and wealth management, with the ability to integrate financial products into a long-term planning strategy.
• Exceptional interpersonal and relationship-building skills, enabling you to connect with clients and build trust through meaningful, long-term engagement.
• The drive and discipline to run your own independent business—offering flexible hours and the opportunity to earn unlimited income based on commissions and performance-based incentives.
• Military experience or affiliation is strongly preferred.

Licensing & Certifications

• Required: Series 7 & 66 (or 6, 63, 65) and Life & Health license
• Preferred: CFP®, ChFC®, or RICP® designations

Your Next Step

If you're an experienced advisor who wants to make a difference in the lives of those who serve—and continue building your career with purpose—First Command is where you belong.