Senior Director, Data Scientist - Global Payment Network

Capital One; Chicago (IL); On-site; USD 245,000 - 280,000; Full time

Job summary

Capital One is seeking a Senior Director of Data Science for the Global Payment Network to lead ML initiatives and drive data-powered decisions across payments ecosystems.

You will partner with engineers, product managers, and data scientists to deliver scalable models using Python, AWS, Spark, and H2O, while mentoring teams and aligning analytics with business strategy.

Qualifications

• Bachelor's degree in a quantitative field with extensive analytics experience; advanced degrees preferred.
• Master's degree in quantitative field or MBA with quantitative concentration, plus significant analytics experience.
• PhD in a quantitative field with data analytics experience.
• Minimum years of experience in open-source languages for large-scale data analysis.
• Extensive experience in machine learning and relational databases.

Responsibilities

• Partner with cross-functional teams to deliver data products customers love.
• Leverage Python, AWS, Spark and related tech to extract insights from large data assets.
• Build ML models through design, training, evaluation, validation and deployment.
• Translate complex work into tangible business goals for stakeholders.

Skills

Leadership

Data science

Machine learning

Stakeholder communication

Cloud computing

Education

Bachelor's degree in quantitative field

Master's degree in quantitative field or MBA with quantitative concentration

PhD in quantitative field

Open source programming languages experience

Experience with machine learning

Experience with relational databases

Tools

Python

Conda

AWS

H2O

Spark

Job description

Senior Director, Data Scientist - Global Payment Network

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making. As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description

The Global Payment Network Data Solutions and Modeling team builds the machine learning and AI agents to drive foundational, scalable intelligence capabilities that power smarter business decisions and unlock new value across the payments ecosystem. We create models and AI tools to support fraud/risk, merchant acceptance, merchant intelligence and monitoring.

Role Description

• Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
• Leverage a broad stack of technologies — Python, Conda, AWS, H2O, Spark, and more — to reveal the insights hidden within huge volumes of numeric and textual data
• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
• Flex your interpersonal skills to translate the complexity of your work into tangible business goals

The Ideal Candidate is:

• A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You’re passionate about talent development for your own team and beyond.
• Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
• Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea.
• Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands‑on experience developing data science solutions using open‑source tools and cloud computing platforms.

Basic Qualifications:

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date : A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 11 years of experience performing data analytics
• A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 9 years of experience performing data analytics
• A PHD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 6 years of experience performing data analytics
• At least 6 years of experience leveraging open source programming languages for large scale data analysis
• At least 6 years of experience working with machine learning
• At least 6 years of experience utilizing relational databases

Preferred Qualifications:

• Extensive multi-project experience leading data science solutions within payments, financial services, or fintech sectors.
• At least 1 year of experience working with AWS
• At least 4 years of experience managing people
• At least 6 years of experience in Python, Scala, or R for large scale data analysis
• At least 7 years of experience with machine learning

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $269,600 - $307,700 for Sr. Director, Data Analysis

New York, NY: $294,100 - $335,700 for Sr. Director, Data Analysis

Riverwoods, IL: $245,100 - $279,800 for Sr. Director, Data Analysis

Chicago, IL: $245,100 - $279,800 for Sr. Director, Data Analysis

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.

Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws.

Capital One promotes a drug‑free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

At Capital One, we’re building a leading information‑based technology company. Still founder‑led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit.