Senior Data Scientist, Risk and Support

Block; San Francisco (CA); On-site; USD 198,000 - 297,000; Full time

Benefits offered by this job

Medical insurance

Flexible time off

Retirement savings plans

Remote work options

Job summary

Block’s Data Science team seeks a Data Scientist to advance Risk and Support Operations across Cash App, Afterpay, Square, and future products. You will build, measure, and improve decision systems, partner with product, engineering, and risk, and turn ambiguous questions into clear analyses.

This role emphasizes agentic data science, AI tooling, end-to-end execution, and mentoring junior teammates. You will design experiments, forecast demand, monitor bias, and communicate insights to senior

Qualifications

• Bachelor's or graduate degree in a quantitative field with substantial experience.
• Ability to turn ambiguous product, customer, or risk questions into analyses.
• Experience using AI tools to improve speed and quality of analytical work.

Responsibilities

• Turn complex data into clear insights and durable measurement systems.
• Use AI tools and agent workflows to improve speed and quality of analyses.
• Own end-to-end execution from metrics to decision support.
• Define measurement frameworks for Risk and Support Operations.

Skills

Statistical judgment

AI tools experience

Communication with stakeholders

Education

Bachelor's degree in statistics or related field

Graduate degree in quantitative field

Tools

SQL

Job description

Block builds simple, powerful tools that make progress towards an economy that’s truly open to all.Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone. Join us.

The Role

The Data Science team at Block turns unique customer and product data into decisions that expand access to financial services. Our Support and Risk team powers decisioning behind Cash App, Afterpay, Square, and the next generation of Operations automation.

We’re looking for a Data Scientist to help build, measure, and improve Risk and Support Operations that serve our customers with speed and quality. You’ll partner closely with product, engineering, and risk teams to define metrics, evaluate experiments, understand customer behavior, and turn ambiguous product questions into clear decisions.

This is an agentic data science role. You’ll use AI tools and agent workflows to move faster and think more rigorously across the full data science loop: exploring messy datasets, building pipelines, stress-testing hypotheses, evaluating product changes, and turning analysis into decisions.

You Will

• Turn complex product, customer, and risk data into clear insights, decision frameworks, and durable measurement systems for product, risk, and business partners
• Use AI tools and agent workflows to improve both the speed and quality of analytical work, from accelerating exploration and automating repetitive tasks to generating hypotheses and stress-testing conclusions
• Own end-to-end execution across analysis, metrics definition, experimentation, forecasting, visualization, and decision support
• Define and maintain measurement frameworks for Support and Risk Operations, including contact demand forecasting, Staffing modeling, queue health and optimization.
• Partner with risk teams to evaluate model and policy performance, monitor cohorts, identify bias or drift, and connect risk decisions to product and business impact
• Design and analyze experiments, rollouts, and policy changes that shape customer access, repayment outcomes, and product growth
• Approach ambiguous Risk and Support questions from first principles, using statistical judgment to define the right cohorts, metrics, and decision criteria
• Communicate insights clearly to technical, product, and business stakeholders, including risk partners and senior decision-makers
• Lead technical direction and standards for the Block Data Science team - making and building consensus on key technical decisions, and creating reusable frameworks, measurement templates, and scalable tooling that remove complexity for others.
• Drive localized cross-team impact by connecting measurement and insights across Support and Risk Operations and partnering with senior stakeholders in product, engineering, and risk to align Data Science work with broader strategy.
• Mentor and grow the team by developing junior data scientists, fostering a culture of analytical rigor and psychological safety, and contributing to hiring through interviews and calibrations

You Have

• A bachelor’s degree in statistics, data science, economics, computer science, or a similar quantitative field with 12+ years of experience in a relevant role OR
• A graduate degree in statistics, data science, economics, computer science, or a similar quantitative field with 6-8+ years of experience in a relevant role
• Advanced proficiency with SQL and experience building clear, decision-oriented data visualizations
• Strong product, analytical, and statistical judgment, including the ability to turn ambiguous product, customer, or risk questions into sound analyses, communicate tradeoffs clearly, and support decisions
• Experience using AI tools to improve the speed, quality, and durability of analytical work

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.

While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted.

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

To find a location’s zone designation, please refer to thisresource . If a location of interest is not listed, please speak with a recruiter for additional information.

Zone A:

$198,000 — $297,000 USD

Zone B:

$188,100 — $282,100 USD

Zone C:

$178,200 — $267,400 USD

Zone D:

$168,300 — $252,500 USD

Use of AI in Our Hiring Process

We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.

Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering.

Check out our other benefits at Block.

Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people.Squaremakes commerce and financial services accessible to sellers.Cash Appis the easy way to spend, send, and store money.Afterpayis transforming the way customers manage their spending over time.TIDALis a music platform that empowers artists to thrive as entrepreneurs.Bitkeyis a simple self-custody wallet built for bitcoin.Protois a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone.