Senior Data Scientist

CryptoproNetwork; San Francisco (CA); Remote; USD 152,000 - 205,000; Full time

Job summary

Circle is seeking a Senior Data Scientist for Fraud Analytics in San Francisco. You will own the prediction side of our fraud loop, turning labels into features and models, and measuring their accuracy across onboarding, login, and money movement.

You will help shift from vendor scores to in-house models and work with Risk Engineering and Compliance. You will design holdout samples, monitor fraud metrics, and backtest models while tuning thresholds to meet loss budgets.

Skills

Fraud modeling

Predictive modeling

Model evaluation

Backtesting

Drift monitoring

AI workflows

Job description

# Senior Data Scientist## atCirclePosted by Circle Nov 07, 2026As Circle expands the customers and payment methods it serves, our fraud exposure grows and changes. We rely on conservative limits and third-party models today, and we are building our own. As a Senior Data Scientist on Fraud Analytics, you will own the prediction side of our fraud loop. You will turn labels into features and models, measure their accuracy, and shift Circle from vendor scores to in-house models. You will work with Fraud Strategy, Fraud Operations, Risk Engineering, and Compliance.What you’ll do: - Build and evaluate fraud models for onboarding, login, account changes, and money movement. Target risks include account takeover, scams, money mules, and stolen and synthetic identity. - Evaluate third-party risk signals and design the path from vendor models to Circle models, from shadow mode to production. - Define the label taxonomy and data requirements with Fraud Operations and Risk Engineering, so every event, decision, and outcome becomes training data. This includes the fraud we miss. - Design holdout and exploration sampling to measure false negatives and the rate at which we wrongly block good customers. - Track fraud rate, dispute rate, fraud loss rate, and precision across customer segments. Help set thresholds against an agreed loss budget. - Work with Fraud Strategy to tune thresholds and rules and respond to emerging attacks. - Backtest, monitor drift, and retrain models on Circle’s fraud platform. - Help build AI agent workflows for transaction review, fraud-ring analysis, and rule drafting, and evaluate their accuracy against human labels.Let employer know that you found this job on **CryptoJobsList**. This helps us get more companies to post web3 jobs here!DataMachine LearningFinanceRemoteFull TimeWeb3StablecoinSan FranciscoCAUSUnited StatesNorth America152k-205k/year