Senior Data Scientist

Bank of America; Charlotte (NC); On-site; USD 140,000 - 180,000; Full time

Job summary

Bank of America seeks an experienced software engineer to lead AI initiatives across multiple domains, delivering scalable AI-powered and non-AI software solutions. You will own delivery accountability from planning to production rollout, and drive adoption of advanced AI technologies in enterprise platforms.

The role requires hands-on Python/AI expertise, strong communication with stakeholders, and a track record of building resilient, scalable microservices in cloud environments.

Qualifications

• 10+ years of experience in software engineering and system design.

Responsibilities

• Coordinates and reviews data collection, trend identification, and pattern recognition, using advanced techniques to drive decision making.
• Contributes to the adoption of enterprise information products through communicating in a clear manner how enterprise information products answer material banking questions leading to decisions and actions.
• Applies agile practices for project management, solution development, deployment, and maintenance.
• Provides oversight and support of technical documentation, capturing the business requirements, and specifications related to the developed analytical solution, and implementation in production.
• Reviews work products to ensure adequate quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment.
• Mitigates risk by identifying potential issues and developing controls.
• Possesses deep knowledge and subject-matter expertise of the latest advances in data science and AI to support business analytics.
• Lead end-to-end delivery of AI and non-AI software solutions across multiple projects.
• Design and implement scalable architectures (microservices, cloud-native, event-driven).
• Build and maintain backend systems using Java and Python.
• Develop and integrate AI solutions (LLMs, RAG, agents, ML pipelines) into enterprise platforms.

Skills

Python (AI/ML, APIs, data engineering)

AI/ML Knowledge (LLM-based apps, PR)

RESTful APIs

Distributed systems

Cloud platforms (Azure)

Docker

Kubernetes

Problem-solving & analytical thinking

Excellent communication & stakeholder

Fast-paced environment adaptability

Tools

OpenAI

Hugging Face

LangChain

Copilot Studio

Foundry

Fabric

Azure

AWS

GCP

Job description

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Job Description: This job is responsible for coordinating, reviewing, and optimizing data analysis to create revenue generating opportunities, and overseeing the development of effective risk management strategies. Key responsibilities include working with lines of business to identify and diagnose problems, utilizing sophisticated analytics, and deploying advanced techniques to devise solutions, and clearly communicating recommendations based on findings. Job expectations include demonstrating leadership, influence, accountability, and a commitment to fostering responsible growth for the enterprise.

Position Summary

• Lead design, development, and deployment of AI applications across multiple business domains
• Own delivery accountability across planning, execution, testing, and production rollout
• Design and implement AI-powered solutions, including: (LLMs, prompt engineering, RAG pipelines
• Evaluate and adopt emerging AI technologies (e.g., Copilot, Foundry, open-source frameworks)
• Python (FastAPI, data pipelines, AI/ML frameworks)
• Cloud-native patterns (Azure/AWS/GCP)
• Ensure system observability (logging, monitoring, alerting)

Responsibilities

• Coordinates and reviews data collection, trend identification, and pattern recognition, using advanced techniques to drive decision making and identification of data driven insights
• Contributes to the adoption of enterprise information products through communicating in a clear manner how enterprise information products answer material banking questions leading to decisions and actions
• Applies agile practices for project management, solution development, deployment, and maintenance
• Provides oversight and support of technical documentation, capturing the business requirements, and specifications related to the developed analytical solution, and implementation in production
• Reviews work products to ensure adequate quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment
• Mitigates risk by identifying potential issues and developing controls
• Possesses deep knowledge and subject-matter expertise of the latest advances in the fields of data science and artificial intelligence to support business analytics
• Lead end-to-end delivery of AI and non-AI software solutions across multiple projects
• Design and implement scalable architectures (microservices, cloud-native, event-driven)
• Build and maintain backend systems using Java and Python
• Develop and integrate AI solutions (LLMs, RAG, agents, ML pipelines) into enterprise platforms

Required Qualifications

• 10+ years of experience in software engineering and system design
• Proven experience delivering large-scale enterprise applications and AI solutions
• Technical Skills Python (AI/ML, APIs, data engineering)
• Hands-on experience with: AI/ML frameworks (OpenAI, Hugging Face, LangChain, etc.)
• RAG pipelines, embeddings, vector databases
• RESTful APIs, distributed systems
• Architecture & Platform Skills Microservices, APIs, event-driven architectures
• Cloud platforms (Azure preferred)
• Containerization (Docker, Kubernetes)
• AI/ML Knowledge LLM-based applications and prompt engineering
• Model lifecycle management (training, deployment, monitoring)
• AI governance, risk, and explainability (preferred in regulated industries)
• Soft Skills Strong problem-solving and analytical thinking
• Excellent communication and stakeholder management
• Ability to operate in a fast-paced, ambiguous environment

Desired Qualifications

• Experience in financial services or regulated industries
• Exposure to Microsoft ecosystem (Copilot Studio, Foundry, Fabric)
• Familiarity with agent orchestration, MCP, and AI platform integration patterns
• Experience with data privacy, compliance, and secure AI deployments
• Skills: Artificial Intelligence/Machine Learning
• Business Acumen
• Presentation Skills
• Project Management
• Technical Documentation
• Candidate Screening
• Data Visualization
• Policies, Procedures, and Guidelines
• Management
• Risk Management
• Written Communications
• Adaptability
• Career Path Design
• Consulting
• Performance Management
• Workforce Opportunity Management

Shift: 1st shift (United States of America)

Hours Per Week: 40

Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference.

Partnering Locally Learn about some of the ways Bank of America is making a difference in the communities we serve. Global Impact Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates. Opportunity and Inclusion Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success. Our Values Learn about our four values that represent what we believe.

Pay Transparency: https://careers.bankofamerica.com/en-us/pay-transparency