Senior Credit Risk Rules Analyst

LendDirect Corp.; Northern (KY); Hybrid; USD 100,000 - 130,000; Full time

Benefits offered by this job

Flexible Paid Time Off

Medical Insurance

Dental

Vision

Life Insurance

Disability

401(k) with company match

Job summary

Attain Finance seeks a Senior Business Rules Analyst to translate credit strategy into robust scoring rules and system configurations. You will collaborate with Risk, Compliance, Scoring, and Tech teams to implement strategy updates, maintain documentation, and support testing and change management activities.

The role requires 3+ years in lending, strong JSON/API knowledge, and experience with third-party integrations. Base salary is competitive with full benefits and 401(k) matching.

Qualifications

• Bachelor's degree or equivalent work experience.
• 3+ years lending/underwriting experience.
• 3+ years in credit strategy and policy documentation creation and maintenance.
• 1+ yr. experience in table-based or Business Rules configuration.
• Strong understanding of JSON payload structures and API-based data exchange.
• Experience onboarding and integrating third-party services (e.g., banking, fraud, underwriting, payment, or CRM platforms).
• Advanced coding analytical skills (Python, Tableau or Sigma).
• Knowledgeable in Microsoft SQL or other SQL Development Environments (Snowflake).
• Accuracy and strong attention to detail a must.
• Proactive and results oriented, can tackle strategic and operational issues.
• Exceptional problem-solving skills, ability to work effectively with minimal direction and accept feedback.
• Ability to prioritize, manage multiple projects, articulate and communicate complex results in a high-pressure environment.
• Ability to understand both technical and non-technical audiences and bridge the gap in communication.
• Motivated, flexible, innovative, self-directed, quick learner and team player.

Responsibilities

• Translate credit strategy recommendations into scoring decisions and track changes to ensure expected outcomes.
• Support model updates and strategy implementation process.
• Maintain documentation including Model Change History, job aids, training manuals, and resource library.
• Review post-implementation documentation for lessons learned and recommending changes.
• Support scoring engine configuration and testing, implementation of new products and scores, changes to existing scores and strategies and adherence to compliance and business requirements.
• Develop and execute testing, implementation, and communication plans for new or modified system parameters, options, product details.
• Develop and administer change control processes and procedures ensuring compliance with guidelines and best practices.
• Maintain documentation required to effectively manage scoring functionality and change history.
• Work with compliance to ensure documentation meets regulatory needs.
• Analyze and report discrepancies to management with recommendations for resolution.
• Support acceptance testing of new software releases.
• Simulate and testing process improvements.
• UAT on System Change Requests to ensure smooth deployment, training effectiveness, and improved customer service.

Skills

Lending experience

Underwriting

JSON payloads

API integration

Python

SQL / Snowflake

Problem-solving

Communication

Education

Bachelor's degree or equivalent

Tools

DigiFi

GDS Link

Provenir

Snowflake

Job description

Attain Finance seeks a Senior Business Rules Analyst to translate credit strategy into robust scoring rules and system configurations. You will collaborate with Risk, Compliance, Scoring, and Tech teams to implement strategy updates, maintain documentation, and support testing and change management activities.

The role requires 3+ years in lending, strong JSON/API knowledge, and experience with third-party integrations. Base salary is competitive with full benefits and 401(k) matching.