Senior Credit Risk Analyst — Data-Driven Leader

BECU; Virginia (IL); On-site; USD 83,000 - 154,000; Full time

Benefits offered by this job

401(k) Company Match (up to 3%)

4% annual contribution to your 401(k)

Medical, Dental and Vision

PTO Program + Exchange Program

Tuition Reimbursement Program

BECU Cares volunteer time off + donor"

Job summary

BECU is seeking a Sr. Credit Risk Analyst to shape credit strategy for its business lending portfolios. You will perform advanced analytics, monitor portfolio health, and deliver actionable insights that guide risk governance and policy development.

Join a team that partners with senior leaders to drive responsible lending and portfolio growth. The role requires strong data skills, cross-functional collaboration, and a commitment to member success across multiple channels.

Qualifications

• Bachelor's degree in quantitative or business field or equivalent experience.
• 5 years of experience in credit risk analytics.
• Advanced in SAS, SQL, Python for portfolio analytics.
• Advanced skills in Tableau or PowerBI for visual reporting.
• Strong proficiency with Microsoft Office tools.

Responsibilities

• Analyze portfolio performance to evaluate lending risk and opportunities.
• Deliver data-driven recommendations to influence credit policies and risk governance.
• Own portfolio reporting, including recurring reviews of exposure, balances and performance.
• Collaborate with Credit Risk leaders and stakeholders on strategy and governance.
• Present findings and implications to drive informed management decisions.
• Identify opportunities to streamline reporting and analytics processes.

Skills

Credit risk analytics

SAS/SQL/Python

Tableau/PowerBI

Microsoft Office proficiency

Education

Bachelor's degree in quantitative or business field

Tools

SAS

SQL

Python

Tableau

PowerBI

PowerPoint

Job description

BECU is seeking a Sr. Credit Risk Analyst to shape credit strategy for its business lending portfolios. You will perform advanced analytics, monitor portfolio health, and deliver actionable insights that guide risk governance and policy development.

Join a team that partners with senior leaders to drive responsible lending and portfolio growth. The role requires strong data skills, cross-functional collaboration, and a commitment to member success across multiple channels.