Senior Credit Originator - Real Estate Banking

JPMorgan Chase & Co.; Boston (MA); On-site; USD 140,000 - 210,000; Full time

Job summary

JPMorgan Chase & Co. in Boston seeks a Senior Credit Originator in Real Estate Banking (REB) to lead the new loan origination process for commercial real estate clients. You will apply deep CRE credit knowledge and manage transactions across multifamily, retail, industrial and office assets.

You will structure complex loans, coordinate the credit approval with underwriters and executives, and ensure compliance while mentoring junior staff and partnering with Client Executives to drive growth.

Qualifications

• 10+ years of commercial banking/lending experience with credit, structuring, closing and loan documentation.
• Experience in Commercial Real Estate Credit.
• Clear, diplomatic communication and ability to present to senior management.
• Strong relationship-building with clients, counsel, product partners, and management.
• Extensive accounting/finance knowledge with solid real estate fundamentals.
• Analytical and strong business writing skills; proficient in MS Word, Excel and PowerPoint.
• Hold a BA/BBA.

Responsibilities

• Evaluate new loan opportunities and drive strategic new business opportunities by identifying strengths and weaknesses of proposed transactions.
• Contribute to the development and execution of client strategies in collaboration with Client Executives.
• Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives.
• Present proposed loan transactions to senior management by clearly articulating the reasoning behind recommended credit decisions.
• Review underwriting materials, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations.
• Prepare and negotiate term sheets and negotiate loan documentation.
• Coordinate the real estate closing process, including reviewing due diligence.
• Oversee compliance with underwriting standards and guidelines, credit approval requirements, and related policies and procedures for new originations.
• Assist with training and development of junior staff members and, where applicable, manage staff.

Skills

CRE credit knowledge

Credit structuring

Loan closing experience

Analytical thinking

Business writing

Client relationship management

Real estate fundamentals

Education

BA/BBA

MBA (preferred)

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

Join JPMorganChase Commercial Real Estate and help deliver best-in-class financial solutions across all major real estate asset types: multifamily, retail, industrial and office properties as well as their respective sub asset types. You’ll partner with leading developers, investors, REOCs, and funds to finance high-quality real estate investments at both the asset and entity level. Bring your credit expertise to a platform with broad national capabilities, deep market knowledge, and meaningful client impact.

As a Senior Credit Originator in Real Estate Banking (REB), you oversee and drive the new loan origination process for commercial real estate clients. You apply strong knowledge of the commercial real estate industry, banking rules and regulations, and hands-on experience administering construction and term loans secured by real estate. You independently manage dynamic credit situations while leading effectively to optimize team resources and deliver accurate, timely results.

Job Responsibilities

• Evaluate new loan opportunities and drive strategic new business opportunities by identifying strengths and weaknesses of proposed transactions
• Contribute to the development and execution of client strategies in collaboration with Client Executives
• Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives
• Present proposed loan transactions to senior management by clearly articulating the reasoning behind recommended credit decisions
• Review underwriting materials, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations
• Prepare and negotiate term sheets and negotiate loan documentation
• Coordinate the real estate closing process, including reviewing due diligence
• Oversee compliance with underwriting standards and guidelines, credit approval requirements, and related policies and procedures for new originations
• Assist with training and development of junior staff members and, where applicable, manage staff

Required Qualifications, Capabilities and Skills

• 10+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
• Experience in Commercial Real Estate Credit
• Communicate clearly and diplomatically, including expressing and supporting opinions, listening thoughtfully to feedback, and articulating positions to senior management
• Build strong relationships with clients, counsel, product partners, and senior management through superior interpersonal skills
• Significant accounting and finance knowledge, along with strong real estate fundamentals and concepts
• Strong analytical and business writing skills and proficiency with Microsoft Word, Microsoft Excel, and Microsoft PowerPoint
• Hold a BA/BBA

Preferred Qualifications, Capabilities and Skills

• Possess knowledge of JPMorganChase or similar bank policies and procedures
• Completion of a major corporate banking credit training program
• Hold a MBA

The final officer title and job grade is at the discretion of the firm and will be discussed at the time of offer. It may be different than what is listed on the requisition based on candidate experience level.