Senior Credit Officer Financial Sponsors, Securitization & Private Credit

Madison-Davis, LLC; New York (NY); Hybrid; USD 250,000 - 290,000; Full time

Job summary

Madison-Davis, LLC in New York is seeking a Senior Credit Officer within the Risk Management function to oversee credit decisions for Financial Sponsors, Private Equity, Private Credit, and securitization, including CLO structures and NAV financing.

The role requires deep expertise in sponsor lending and securitization with strong independent judgment and cross-functional collaboration. French language skills are a plus given international scope.

Qualifications

• Extensive experience in Financial Sponsors and securitization.
• Strong credit judgment and independent decision-making.
• Collaboration with risk, legal, and compliance teams.

Responsibilities

• Conduct independent credit assessments of Financial Sponsor and securitization counterparties across asset classes.
• Provide approval or recommendation for credit limits and tenors with clear documentation.
• Validate Obligor Risk Ratings, Basel II parameters, and key financial metrics.
• Monitor portfolio credit quality and participate in quarterly watch list reviews.
• Support regulatory engagement and reporting for senior risk management.

Skills

Credit risk

Risk management

Securitization

Regulatory engagement

Job description

Title: Senior Credit Officer Financial Sponsors, Securitization & Private Credit Office

Status: Hybrid

New York, NY

Base Salary: $250k - $290k (flexible for right candidate) + Bonus

ABOUT THE ROLE

This is a Senior Credit Officer opportunity within the independent Risk Management function of a leading global financial institution, covering a broad and complex portfolio spanning Financial Sponsors, Private Equity, Private Credit, and Securitization including BDCs, capital call facilities, CLO warehouses, NAV financing, and portfolio financing of middle market and broadly syndicated loans. The role carries genuine credit authority with direct involvement in credit approval, risk appetite setting, and regulatory engagement making it an ideal seat for a seasoned credit professional who combines deep Financial Sponsor and securitization expertise with strong independent judgment and a collaborative approach to risk management. French language skills are a plus given the international scope of the platform.

RESPONSIBILITIES

• Conduct independent credit assessments of Financial Sponsor and securitization counterparties including analysis of historical performance, key risk factors, and underlying asset quality across MBS, ABS, CMBS, Auto, Consumer Finance, and Credit Card asset classes
• Provide approval or recommendation for approval on proposed credit limits and tenors;document recommendations clearly for final decision-making
• Validate Obligor Risk Ratings, Basel II parameters including LGDs, and other key financial metrics across the portfolio
• Perform ongoing monitoring of portfolio credit quality including early detection of deteriorating credits;participate actively in quarterly watch list review processes
• Track credit and market trends across individual asset classes within the Financial Sponsors and securitization universe
• Assist the Portfolio Management and Governance team in preparing reporting for senior risk management and regulators
• Contribute to the development and refinement of the bank's credit policy guidelines and overall risk appetite framework;participate in setting global risk appetite for financing initiatives
• Assess new business initiatives including white papers, New Product Committees, and business rules from a credit risk perspective
• Collaborate cross-functionally with business lines, legal, compliance, and risk partners to deliver sound and timely credit decisions