Senior Credit Group Manager - Hungary

Citi; New York (NY); Hybride; USD 63 000 - 105 000; Plein temps

Avantages offerts par ce poste

Hybrid working model

Career development programs

Medical coverage

Retirement contributions

Résumé du poste

Citi in Budapest, Hungary seeks a CLM Head to lead a skilled credit risk team and manage complex portfolios for the Commercial Banking segment. The role combines strategic risk oversight with hands-on leadership in budget planning, performance management, and policy adherence to meet Citi standards.

The successful candidate will mentor underwriters, drive policy, and collaborate with regional management to deliver strong financial results while maintaining client focus and regulatory compliance.

Qualifications

• 10+ years experience in commercial credit decision making authority for credits up to $10 million and greater
• Expert knowledge of credit products and either an SCO or on the SCO track
• Demonstrates excellent financial and analytic skills and ability to rapidly assimilate complex information
• Sharp business development focus, demonstrating innovative approaches

Responsabilités

• Has responsibility for portfolios of middle market companies in Hungary and other Hub Managed Countries
• Manages the credit portfolio and has responsibility for ensuring that the credit and underwriting process in each market is up to Citi standards, and that all credit monitoring and maintenance policies are followed with respect to annual reviews, covenant compliance, borrowing base monitoring, and compliance with conditions precedent.
• Coordinates with regional management and works with Credit Administration unit as appropriate for tracking and follows up for completion and filing of annual reviews, covenant compliance checklists, inspections and other reporting requirements.
• Approves credit requests and annual reviews within covering limits; approval of short term credit requirements such as overdrafts and settlement exposure.
• Facilitates the underwriting and documentation of credit products for new and existing clients, including structuring credit products and proposals with Bankers that meet internal risk standards
• Coaches and trains both the CLM Team and CCB Bankers with respect to the credit and underwriting process.
• Accurately review risk ratings and responsible for early problem recognition.
• Assists in Credit Risk portfolio reporting.
• Participates in client and prospect calls as a senior calling officer where needed.
• Coordinates and assists in Audit Risk Reviews (ARR) and any regulatory audits as required.
• Provides assistance to the Hungary CCB Head with Bankers’ performance reviews and compensation recommendations with respect to their performance on the Risk Management aspect of their scorecard.
• Owns the Customer Experience for internal and external clients touched.
• Responsible for managing the team of Credit Underwriters in Hungary.
• Performs other duties and functions as assigned.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citi, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Connaissances

Credit decisioning

Financial analysis

Analytical thinking

Business development

Formation

Bachelor's degree

Master's degree preferred

Description du poste

Citi in Budapest, Hungary seeks a CLM Head to lead a skilled credit risk team and manage complex portfolios for the Commercial Banking segment. The role combines strategic risk oversight with hands-on leadership in budget planning, performance management, and policy adherence to meet Citi standards.

The successful candidate will mentor underwriters, drive policy, and collaborate with regional management to deliver strong financial results while maintaining client focus and regulatory compliance.