Senior Credit Analyst — Up to $90K (Newark, NJ)

The Symicor Group; Newark (NJ); Sur place; USD 81 000 - 99 000; Plein temps

Résumé du poste

The Symicor Group is seeking a Credit Analyst for a Newark, NJ bank client. The role involves processing daily credit transactions per policy, maintaining records, and supporting lending activities.

Ideal candidates have 5+ years of credit analysis experience, strong financial statement analysis, and knowledge of lending regulations. The position is on-site in Newark with a competitive salary up to $90,000 and full benefits.

Qualifications

• Bachelor’s degree in a related field preferred; specialized financial analysis training is a plus.
• Five or more years of experience as a Credit Analyst.
• Experience in preparing credit presentations.
• Able to manage/process/track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations and banking procedures.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.
• Strong organizational skills with an eye for detail.
• Ability to multi-task and work in a digital office environment.

Responsabilités

• Performing in-depth financial analysis (spreading and analyzing financial statements).
• Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets.
• Analyzing data and evaluating the short- and long-run prospects of the individual or company.
• Making recommendations to appropriate personnel on the granting or denying of loans.
• Preparing sufficient information to document recommendations, if assigned to a lending function.
• Suggesting a loan grade after conducting a thorough credit analysis and documentation review.
• Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy.
• Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information.
• Accompanying Commercial Lenders on customer’s meetings when needed.
• Providing leadership, on-the-job training, and technical guidance to the other credit analysts.
• All other duties assigned.

Connaissances

Credit analysis

Financial statement analysis

Credit presentations

Regulatory knowledge

Communication skills

Organizational skills

Multi-tasking

Excel

Word processing

Formation

Bachelor's degree in related field

Financial analysis training

Outils

Excel

Word

Description du poste

The Symicor Group is seeking a Credit Analyst for a Newark, NJ bank client. The role involves processing daily credit transactions per policy, maintaining records, and supporting lending activities.

Ideal candidates have 5+ years of credit analysis experience, strong financial statement analysis, and knowledge of lending regulations. The position is on-site in Newark with a competitive salary up to $90,000 and full benefits.