Senior CRE Ratings Lead: Securitizations & AI
Passfort
6 days ago
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Benefits offered by this job
Job summary
Moody's is seeking a lead ratings analyst in New York to lead analysis and surveillance of commercial real estate securitizations, delivering high‑quality credit assessments and research.
You will develop deal‑level financial models, substantiate opinions with quantitative and qualitative analyses, and present findings to rating committees and stakeholders. Knowledge of AI tools and market insights will be valued in a fast‑paced environment.
Qualifications
- 5+ years of professional experience in the commercial real estate sector.
- Strong analytical skills to assess CMBS, property cash flows, and credit risk.
- Experience developing and substantiating credit opinions through financial and quantitative analysis.
- Proficiency in Excel and financial modeling for transaction analysis.
- Able to manage multiple projects in a fast-paced environment.
- Strong written and verbal communication for rating committees and stakeholders.
- Experience with AI tools to streamline workflows and ethical AI practices.
Responsibilities
- Lead analysis and surveillance of CRE securitizations to support credit assessments and research.
- Develop and maintain deal-level financial models.
- Formulate, document, and substantiate credit opinions based on quantitative and qualitative data.
- Serve as lead ratings analyst for assigned transactions and present recommendations.
- Communicate conclusions and updates in meetings with stakeholders.
- Prepare research publications and press releases.
- Support rating analysis of CRE CLO transactions including transitional loans.
Skills
CRE credit analysis
Financial modeling
Excel proficiency
AI in finance
Communication skills
Education
Bachelor's in Finance/Economics/Engineering
Advanced CRE certifications
Tools
Excel
Job description
At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills And Competencies
Lead the analysis and surveillance of commercial real estate securitizations to support high-quality credit assessments and research.
Our Commercial Real Estate Finance team is responsible for monitoring and evaluating credit risk across commercial mortgage-backed securities and related structured finance products. The team combines deep market expertise, rigorous analytics, and independent credit judgment to provide investors with transparent and insightful ratings and research. By joining this team, you will contribute to impactful work within the commercial real estate sector while collaborating with experienced professionals who leverage innovative analytical tools, data-driven approaches, and responsible AI practices to enhance efficiency, research quality, and market leadership.
For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody’s Compliance Expo page
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills And Competencies
- Minimum 5 years of professional experience in the commercial real estate sector
- Strong analytical skills with the ability to assess commercial mortgage backed securities transactions, property cash flows, and credit risk
- Experience developing and substantiating credit opinions through detailed financial and quantitative analysis
- Proficiency in Microsoft Excel and financial modeling techniques required for transaction analysis
- Ability to manage multiple projects simultaneously while producing accurate and detailed work in a fast-paced environment
- Strong written and verbal communication skills with the ability to present findings to rating committees and internal stakeholders
- Ability to work collaboratively with team members while also operating independently with limited supervision
- Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.
- Bachelor's degree in Finance, Economics, Accounting, Engineering, or a related field
- Advanced professional certifications or graduate-level studies related to commercial real estate, finance, or investments are preferred
Lead the analysis and surveillance of commercial real estate securitizations to support high-quality credit assessments and research.
- Analyze the credit aspects of commercial mortgage backed securities transactions, including property cash flows and transaction performance
- Develop and maintain deal-level financial models to support rating surveillance and credit analysis
- Formulate, document, and substantiate credit opinions based on quantitative and qualitative assessments
- Serve as the lead ratings analyst for assigned transactions and present recommendations to rating committees
- Communicate analytical conclusions and transaction updates during internal meetings and stakeholder discussions
- Prepare accurate, insightful, and timely research publications and press releases
- Conduct special research projects and contribute thought leadership initiatives that enhance analytics and market insights
- Support rating analysis of commercial real estate collateralized loan obligation transactions, including transitional floating-rate commercial real estate loans
Our Commercial Real Estate Finance team is responsible for monitoring and evaluating credit risk across commercial mortgage-backed securities and related structured finance products. The team combines deep market expertise, rigorous analytics, and independent credit judgment to provide investors with transparent and insightful ratings and research. By joining this team, you will contribute to impactful work within the commercial real estate sector while collaborating with experienced professionals who leverage innovative analytical tools, data-driven approaches, and responsible AI practices to enhance efficiency, research quality, and market leadership.
For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
For more information on the Securities Trading Program, please refer to the Securities Trading Policy on Moody’s Compliance Expo page
Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.
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