Senior CRE Loan Officer – Income Property

Axos Bank; Florida; On-site; USD 70,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life 보험

Paid Sick Leave, Vacation, Holidays

401(k) with Employer Match

HSA or FSA

Job summary

Axos Bank seeks a Commercial Loan Officer – Income Property Lending in Florida to originate, structure, underwrite, and close CRE loans secured by income properties. You will build relationships with borrowers, brokers, and referral partners while ensuring credit standards and high-quality loan production.

Responsibilities include pipeline management, DSCR, LTV analysis, negotiating terms, coordinating with underwriting and closing teams, and delivering exceptional client service.

Qualifications

• 5+ years of experience in commercial real estate lending or CRE originations.
• Strong understanding of CRE finance and credit analysis.
• Experience underwriting and structuring loans secured by income-producing properties.
• Established network of CRE borrowers, brokers, and industry professionals preferred.
• Proficiency in MS Office and commercial lending systems.

Responsibilities

• Develop and maintain relationships with CRE investors, borrowers, brokers, and referral sources.
• Source new lending opportunities for acquisition, refinance, cash-out, bridge, and value-add transactions.
• Analyze financial statements, rent rolls, operating statements, and property cash flows to assess creditworthiness.
• Structure loan transactions to meet borrower objectives while following credit policy.
• Evaluate DSCR, LTV, debt yield, NOI, and global cash flow metrics.
• Present opportunities to Credit and Executive Management and negotiate terms with borrowers.
• Manage the loan process from screening to funding with timely execution and strong client service.
• Coordinate with Underwriting, Appraisal, Legal, Closing, and Portfolio Management teams.

Skills

Relationship management

Sales skills

Negotiation

Verbal and written communication

Education

Bachelor’s degree in Finance, Business, Real Estate, Accounting, or related field

Tools

Microsoft Office

Commercial lending systems

Job description

Axos Bank seeks a Commercial Loan Officer – Income Property Lending in Florida to originate, structure, underwrite, and close CRE loans secured by income properties. You will build relationships with borrowers, brokers, and referral partners while ensuring credit standards and high-quality loan production.

Responsibilities include pipeline management, DSCR, LTV analysis, negotiating terms, coordinating with underwriting and closing teams, and delivering exceptional client service.