Senior CRA and Fair Lending Analyst

toyota; Henderson (NV); On-site; USD 75,000 - 110,000; Full time

Benefits offered by this job

Vehicle Purchase Discount

Lease Vehicle Program

Health care and wellness plans

401(k) with company match

Paid holidays and PTO

Tuition reimbursement

Job summary

Toyota Financial Services is seeking a Senior CRA and Fair Lending Analyst to ensure compliance with CRA and fair lending regulations. You will monitor, analyze, and document CRA activities, reporting to the CRA & Fair Lending Officer, and support an effective compliance oversight framework.

The role requires a BA/BS with 3+ years in a regulated setting, strong analytical abilities, and the ability to communicate across business units.

Qualifications

• BA or BS degree in a relevant field.
• 3+ years in CRA or fair lending/compliance.
• Knowledge of CRA and Fair Lending regulations.
• Experience in a regulated entity.
• Strong analytical and reporting abilities.
• Effective cross-unit communication.

Responsibilities

• Analyze CRA and fair lending data to identify trends and risks.
• Maintain records of CRA service hours, investments, and lending.
• Perform quarterly analysis of the retail lending portfolio for CRA standards.
• Collaborate with TMCC to review monitoring results and coordinate follow-up.
• Compile and document regulatory reports for exams and oversight.
• Support the CRA & Fair Lending Officer with research and special projects.

Skills

CRA regulations

Fair Lending knowledge

Analytical skills

Regulatory reporting

Communication

Education

BA/BS degree

Tools

Kadince

Excel

Job description

Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, 'job flexibility benefits' [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Who we're looking for

Toyota Financial Services Compliance Department is looking for a passionate and highly motivated Senior CRA and Fair Lending Analyst .

The primary responsibility of this role is to ensure the Bank remains compliant with regulatory requirements by monitoring, analyzing, and documenting Community Reinvestment Act (CRA) and fair lending activities.

Reporting to the Toyota Financial Savings Bank CRA & Fair Lending Officer, the person in this role will support the Compliance Department's objective to maintain an effective compliance oversight framework that upholds our commitment to fair and equitable lending practices.

What you'll be doing

• Drive compliance excellence by analyzing CRA and fair lending data to identify trends, gaps, and potential concerns that shape risk awareness and decision-making.
• Maintain accurate records of CRA service hours, investments, and lending activities so the organization stays aligned with institutional obligations.
• Perform quarterly analysis of the retail lending portfolio to help ensure lending activity meets CRA standards.
• Partner with TMCC to review fair lending monitoring results and coordinate timely follow-up that supports effective resolution.
• Compile and document critical compliance reports so management stays informed and the organization is prepared for regulatory exams.
• Support the CRA & Fair Lending Officer with monitoring, research, and special projects that expand your expertise in banking laws and regulations.

What you bring

• BA or BS degree or equivalent work experience.
• 3+ years of experience in a similar field or industry demonstrating analytical and compliance skills.
• Working knowledge of the Community Reinvestment Act (CRA) and Fair Lending regulations.
• Experience working in a regulated entity, with a solid understanding of compliance expectations.
• Strong organizational and analytical skills, with experience reviewing, interpreting, and tracking complex data, preparing reports, and supporting regulatory compliance initiatives with high accuracy.
• The ability to communicate and collaborate effectively across multiple business units while also working independently.
• Strong attention to detail and the ability to manage multiple priorities and deadlines in a fast-paced environment.

Added bonus if you have

• Compliance certification such as CCEP, CCCCP, CRCM, or CAMS.
• Experience working with Kadince software.
• Advanced Microsoft Excel skills.

What we'll bring

• A work environment built on teamwork, flexibility, and respect- Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption,