Senior Consultant - Financial Services - Insurance and Actuarial Advisory Services

EY; Charlotte (NC); On-site; USD 133,000 - 230,000; Full time

Benefits offered by this job

Hybrid work model

Medical and dental coverage

Pension and 401(k) plans

Paid time off

Job summary

EY is seeking a Senior Consultant to join our actuarial practice in the United States. You will work directly with clients on life and annuity assignments, helping to develop strategies, build models, and deliver insights that drive growth and risk management.

Ideal candidates have 3+ years of life/annuity actuarial experience, a relevant bachelor's degree, progress toward or completion of SOA credentials, and strong communication skills.

Qualifications

• Bachelor’s degree in Actuarial Science or related quantitative field.
• Approximately 3+ years of life/annuity actuarial experience (consulting, carrier, or reinsurer).
• Progress toward ASA or advanced ASA candidacy is expected.
• Familiarity with U.S. Life, Health and Annuity products and regulatory developments.
• Experience with at least one major actuarial modeling software platform.

Responsibilities

• Provide actuarial analysis for client engagements and project teams.
• Lead model development, optimization and transformation initiatives.
• Support mergers, acquisitions and capital optimization efforts.
• Contribute to financial and regulatory reporting processes.
• Assist with client strategy, risk assessment and advisory services.

Skills

Actuarial Science

Mathematics

Statistics

Finance

Economics

3+ years actuarial experience

ASA or advanced ASA candidacy

U.S. Life/Health/Annuity knowledge

Actuarial modeling software

Education

Bachelor's degree in Actuarial Science/Math/Statistics

Tools

Moody's GGY AXIS

FIS Prophet

Milliman ALFA/Integrate

PathWise

Slope

PolySystems

Job description

Location: New York, Chicago, Philadelphia, Charlotte, Hartford or Boston.

At EY, we’re all in to shape your future with confidence.

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world.

EY is a leader in serving the global financial services marketplace and the only professional services firm with a separate business unit dedicated to the financial services industry – the Financial Services Organization (FSO). Our focused model and bold ambition have put us at the center of events that continue to reshape and redefine our industry, working side by side with a range of clients from our most venerable institutions to dynamic new entrants across Banking and Capital Markets, Wealth and Asset Management, Insurance, and Real Estate, Hospitality and Construction. Our purpose is to help build a financial services industry in which financial institutions are trusted and flourish, and the global economy is healthy, growing, and secure. If you have a passion for rallying together to solve complex challenges, then come join our dynamic FSO team!

The opportunity

Our actuarial advisers combine technical depth, business judgment and creative thinking to help clients address complex challenges and pursue growth. As a Senior Consultant, you be right at the heart of that mission, directly with clients and starting to build your personal brand as a leader in your field

Your Key Responsibilities

It’s all about providing the knowledge our clients need to execute strategies and resolve complex issues. We’ll look to you to play significant roles in client engagement teams in our practice, in a wide variety of projects including:

• Product strategy and innovation
• Model development and optimization
• Actuarial transformation
• Mergers and Acquisitions
• Reinsurance and capital optimization
• Financial and regulatory reporting
• Assurance
• Enterprise strategy

To qualify for the role, you must have

• A bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or another related quantitative major
• Approximately 3+ years of relevant life/annuity actuarial experience (consulting, carrier, or reinsurer)
  • Meaningful progress toward Society of Actuaries credentials (ASA or advanced ASA candidacy)
  • Exposure to U.S. Life, Health, and Annuity products, including prominent features, product dynamics, and key actuarial considerations
  • Familiarity with U.S. statutory, GAAP, and tax reporting frameworks, and awareness of emerging regulatory developments (such as VM-22, Bermuda EBS, LDTI, IFRS 17)
  • Working knowledge of at least one core life actuarial discipline (e.g., actuarial transformation and modeling, reinsurance and strategy, capital solutions, profitability management, financial reporting, actuarial audit, regulatory advisory, or business transformation)
  • Familiar with at least one prominent actuarial modeling software platforms, including but not limited to: Moodys GGY AXIS, FIS Prophet, Milliman ALFA/Integrate, Aon Benfield PathWise, Slope, PolySystems, among others.
  • Strong writing, presentation, conceptual, analytical, project management, and interpersonal skills
  • A proven ability to manage time while working on multiple, often shifting, projects, and the confidence to work both collaboratively and independently under pressure
  • Willingness and ability to travel to meet client needs

Ideally, you’ll also have

• Familiarity with actuarial model development activities, including solution design, translation of business requirements, model staging, data preparation and automation, assumption management, and model change / testing lifecycle
• Experience with reinsurance concepts, capital solutions, and profitability management considerations
• Experience with actuarial audit approaches, and quality review processes
• Exposure to business transformation concepts, including operating model, process, or technology enablement
• Experience with open-source coding paradigms such as Python, R, Julia, others, and familiarity with emerging technologies (e.g., AI/GenAI) applied to actuarial work
• Experience with long-term care or other health and protection products, including modeling, reserving, assumption development, financial reporting, or audit and assurance.
• Consulting mindset with structured problem solving, executive communication skills, and the ability to translate technical concepts into actionable business insights
• Project management experience and ability to handle teams and multiple stakeholders

What We Look For

We are looking for adaptable, collaborative actuarial leaders who combine genuine expertise with versatility and sound judgment. You are a strong communicator, self‑motivated, comfortable with ambiguity, and energized by solving unfamiliar problems and helping clients and colleagues navigate change. You do not need to be an expert in every discipline; what matters is the depth to lead with credibility, the humility to draw on others, and the agility to keep learning.

What Working At EY Offers

We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well‑being.

Plus, we offer:

• Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next.
• Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
• Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs.
• Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

About EY

As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you the training, opportunities and creative freedom to make things better. So that whenever you join, however long you stay, the exceptional EY experience lasts a lifetime.

What We Offer You

At EY, we’ll develop you with future‑focused skills and equip you with world‑class experiences. We’ll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.

• We offer a comprehensive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $110,500 to $202,700. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $132,600 to $230,400. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options.
• Join us in our team‑led and leader‑enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year.
• Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well‑being.

EY, an equal employment opportunity employer (Females/Minorities/Protected Veterans/Disabled), values the diversity of our workforce and the knowledge of our people.

EY provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law.

EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, select Option 2 for candidate related inquiries, then select Option 1 for candidate queries and finally select Option 2 for candidates with an inquiry which will route you to EY’s Talent Shared Services Team (TSS) or email the TSS at [e-mail].

EY accepts applications for this position on an on‑going basis.

For those living in California, please click here for additional information.

EY focuses on high‑ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.

EY | Building a better working world

EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.

Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.

EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi‑disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.