Senior Consultant

Bolton; Towson (MD); Hybrid; USD 165,000 - 220,000; Full time

Benefits offered by this job

Hybrid telework arrangements

Monthly fitness stipend

Ongoing professional development

Job summary

Bolton is seeking a Senior Consultant to lead and deliver strategic Health & Welfare benefits consulting for a diversified client portfolio. Based in Towson, MD, you will partner with clients, guide plan design and financial strategy, and mentor junior staff while supporting business development.

Responsibilities include managing client relationships, leading engagements across medical, pharmacy, dental, life, and other benefit programs; conducting financial modeling, renewals, vendor

Qualifications

• Bachelor’s degree or equivalent professional experience.
• 15+ years of health & welfare consulting, brokerage, or carrier environments.
• Deep expertise in group health plan strategy, pricing, and financial analysis.
• Proven success managing complex client relationships and multiple projects.
• Strong presentation, communication, and executive-level consulting skills.
• Demonstrated experience leading teams and mentoring junior staff.
• Working knowledge of benefits administration platforms and ACA compliance.
• Advanced proficiency in Excel, PowerPoint, and Word.

Responsibilities

• Serve as the primary consultant and relationship manager for assigned client groups.
• Lead consulting engagements across medical, pharmacy, dental, life, disability, vision, FSA/HSA, voluntary benefits, and reinsurance.
• Drive claims analysis, renewal strategy, and financial modeling to support long-term client decision-making.
• Manage RFPs, vendor searches, and carrier negotiations on behalf of clients.
• Oversee plan implementations, open enrollment strategies, and employee communications.
• Present complex financial and compliance topics clearly to client leadership teams.
• Identify cost drivers, utilization trends, benchmarking insights, and plan design opportunities.
• Stay current on healthcare marketplace trends, ACA requirements, and regulatory changes.
• Mentor and develop junior consultants and analysts.
• Support client development and growth efforts, including finalist presentations and conferences.

Skills

15+ years experience

Executive-level consulting

Client relationship management

Financial modeling

Excel

PowerPoint

Education

Bachelor’s degree or equivalent

Tools

Excel

PowerPoint

Job description

Senior Consultant – Health & Welfare Benefits

Location: Towson, MD

Salary Range: $165,000 - $220,000

Employment Type: Full-Time | Exempt

About The Role

Bolton is seeking an experienced Senior Consultant to lead and deliver strategic consulting services across a broad portfolio of Health & Welfare benefits programs. This role is ideal for a seasoned professional who enjoys partnering with clients, leading teams, and shaping long-term benefits strategies in a dynamic consulting environment.

As a Senior Consultant, you will serve as a trusted advisor to clients, guiding plan design, financial strategy, vendor negotiations, and implementation – while mentoring junior staff and supporting business development efforts.

What You’ll Do

• Serve as the primary consultant and relationship manager for assigned client groups
• Lead consulting engagements across medical, pharmacy, dental, life, disability, vision, FSA/HSA, voluntary benefits, and reinsurance
• Drive claims analysis, renewal strategy, and financial modeling to support long-term client decision-making
• Manage RFPs, vendor searches, and carrier negotiations on behalf of clients
• Oversee plan implementations, open enrollment strategies, and employee communications
• Present complex financial and compliance topics clearly to client leadership teams
• Identify cost drivers, utilization trends, benchmarking insights, and plan design opportunities
• Stay current on healthcare marketplace trends, ACA requirements, and regulatory changes
• Mentor and develop junior consultants and analysts
• Support client development and growth efforts, including finalist presentations and conferences

Requirements

What We’re Looking For

Required Qualifications

• Bachelor’s degree or equivalent professional experience
• 15+ years of experience in health & welfare consulting, brokerage, or carrier environments
• Deep expertise in group health plan strategy, pricing, and financial analysis
• Proven success managing complex client relationships and multiple projects simultaneously
• Strong presentation, communication, and executive-level consulting skills
• Demonstrated experience leading teams and mentoring junior staff
• Working knowledge of benefits administration platforms and healthcare compliance (ACA)
• Advanced proficiency in Excel, PowerPoint, and Word

Preferred Qualifications

• CEBS designation or actuarial/underwriting training
• Maryland Health & Life license (or ability to obtain within first year)
• Maryland Health Exchange Agent/Broker certification (or commitment to obtain)

Travel

• Approximately 30% regional travel (land and air)

Bolton Offers a Comprehensive Benefits Package, Including

• Family medical, dental, and vision coverage
• Employer-paid life and disability insurance
• 401(k) with company match (after 6 months)
• Paid holidays, vacation, and sick leave
• Hybrid telework arrangements
• Monthly fitness stipend
• Ongoing professional development and growth opportunities

Why Bolton? At Bolton, you’ll join a collaborative consulting firm that values expertise, integrity, and long-term client partnerships. We offer the opportunity to work on complex, meaningful projects while growing your leadership impact in a supportive, collegial environment.

Bolton is an Equal Opportunity Employer

We recruit, hire, and promote qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.