Senior Construction Underwriter, Group Captives

AXA XL; Dallas (TX); On-site; USD 107,000 - 187,000; Full time

Job summary

AXA XL in the United States seeks a Senior Underwriter – Group Captives (Construction) to tailor risk solutions for contractors and project owners. You will review submissions, insurance programs, loss runs and financials to determine risk and pricing.

You’ll collaborate with agents and brokers, manage client relationships, implement accounts on time, and coordinate with claims and risk engineering to deliver value-added services. Travel ~25% is expected.

Qualifications

• Review submissions, including applications and reports, to determine risk.
• Target accounts with agents and brokers.
• Calculate risk premiums using guaranteed cost or loss sensitive options.
• Advise and service clients on insurance and risk management.
• Maintain strong relationships with customers and brokers.
• Ensure timely implementation of new and renewed accounts.
• Collaborate with claims and risk engineering teams.
• Negotiate facultative reinsurance as needed.
• Collaborate with team on cross-marketing goals.

Responsibilities

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account.
• Working with agents and brokers on targeting accounts which are best in class contractors
• Calculating appropriate risk premiums using various guaranteed cost and loss sensitive options.
• Proactively advising, assisting, servicing and following up with clients on insurance and risk management matters.
• Effective relationship management with customers and brokers.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Working closely with claims and risk engineering team to provide value added services to prospects and clients.
• Negotiating and working on facultative reinsurance transactions as needed
• Working with the other underwriters in team on cross marketing goals and objectives.

Skills

Construction underwriting

Underwriting expertise

Independent work

Broker interaction

Communication skills

Time management

MS Office

Education

Bachelor's degree with CPCU/IIA/CRIS preferred

Job description

AXA XL is an Equal Opportunity Employer.

Senior Underwriter – Group Captives - Construction

Multiple Locations

At AXA XL we provide dedicated expertise to solve risk management challenges for large contractors & deliver unique solutions, significant capacity and diverse construction experience within the Group Captive marketplace. Our Group Captive team offers Workers Compensation, General Liability, and Automobile coverage on a primary basis and project specific primary basis to General Contractors, Construction Managers, Trade Contractors and Project Owners with Group Captive specific programs.

Arising out of growth, AXA XL Group Captives underwriting team is looking to add a senior level primary casualty underwriter to their team.

Using your in-depth underwriting expertise you will tailor high touch effective solutions for our current and prospective clients partnering with dedicated industry experts who have extensive years of construction industry risk management experience.

You will report to the Underwriting Manager of Group Captives.

What you’ll be DOING

What will your essential responsibilities include?

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account.
• Working with agents and brokers on targeting accounts which are best in class contractors
• Calculating appropriate risk premiums using various guaranteed cost and loss sensitive options.
• Proactively advising, assisting, servicing and following up with clients on insurance and risk management matters.
• Effective relationship management with customers and brokers.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Working closely with claims and risk engineering team to provide value added services to prospects and clients.
• Negotiating and working on facultative reinsurance transactions as needed
• Working with the other underwriters in team on cross marketing goals and objectives.

What you will BRING

• Advanced Construction/Commercial Underwriting Experience.
• In-depth underwriting expertise as it relates to solutions for construction managers, general contractors, trade contractors, to contribute to the underwriting of the full range of Construction accounts.
• Work independently with the ability to be an open-minded team player with a willingness to actively listen to comprehend unique circumstances that require practical and unique solutions to complex issues.
• Outstanding insured and broker interaction with the ability to effectively target current and prospective contacts in order to effectively promote offered products.
• Excellent written and oral communication skills to work with both internal teams and external brokers as you will work in a team environment, assisting underwriters and / or deal administrators as part of their overall responsibility.
• Outstanding organizational, time-management and multi-tasking skills.
• Outstanding comprehension and work experience with Microsoft Office Suite.
• Bachelor’s degree required with advanced education and / or professional designations including but not limited to CPCU, IIA, CRIS preferred but not required.
• Willingness to travel (approximately 25% travel as necessary).

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is $106,500– $186,500 USD.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2025.