Senior Compliance Lead: AML/Sanctions for Global Lending

Gomotive; Northern (KY); Hybrid; USD 163,000 - 225,000; Full time

Benefits offered by this job

Health, dental, vision insurance

401k contribution

Paid time off

Disability coverage

Life insurance

Job summary

Motive is seeking a Lead Compliance Manager for its Financial Products team to own AML/BSA, sanctions, and KYC/KYB programs across the US and Canada, with expansion plans. You’ll define controls, partner with Legal, Risk, Product, and Engineering, and lead audits to ensure behavior aligns with policy across markets.

You will drive policy development, manage relationships with issuing banks and networks, and scale the compliance function as Motive enters new products and geographies, reporting to

Qualifications

• 8+ years of experience in compliance, audit, or risk management within lending, payments, or financial services.
• Hands-on experience managing compliance relationships with issuing banks, card networks, or other regulated financial partners, including audits and remediation.
• Multi-jurisdiction compliance program experience, including Canada and UK/EU required; additional international experience a strong plus.
• Working knowledge of the regulatory frameworks governing commercial lending, AML/sanctions, and payments across North America and Europe (e.g., BSA, FinCEN, FINTRAC/PCMLTFA, OFAC sanctions, UK/EU AML and data protection regimes).
• Proven ability to both write policy and operationalize it — building controls, procedures, and monitoring that hold up under audit, not just documentation.
• Experience partnering cross‑functionally with Legal, Risk, Product, and Engineering to launch compliant products in new markets.
• Strong written and verbal communication skills, with the ability to represent Motive credibly to external regulators, auditors, and bank partners, and to advise senior leadership on compliance risk.

Responsibilities

• Own and maintain Motive’s AML/BSA, Sanctions, and KYC/KYB policies and procedures across all markets where Motive operates — today the US & Canada, with more markets on the roadmap — keeping them current with local regulatory requirements and issuing bank/network requirements
• Design, implement, and monitor controls for sanctions and PEP screening, transaction monitoring, and suspicious activity escalation, including named Compliance Officer/Designee responsibilities where required by regulation or bank partners
• Serve as the primary compliance point of contact and relationship owner for issuing bank and card network partners in each market, including compliance reviews, exams, audits, and remediation commitments
• Partner with Risk, Legal, Underwriting, Product, and Engineering to embed lending‑compliance requirements into new products and markets before launch
• Lead internal and third‑party compliance audits and exams, driving findings to closure and maintaining audit‑ready documentation and evidence across all jurisdictions
• Monitor regulatory developments across commercial lending, AML/sanctions, and payments in each market Motive operates or plans to enter, and translate them into actionable policy and control updates
• Build and run the governance structure for the compliance program — reporting, escalation paths, risk committees — giving leadership clear visibility into program health, and establish the playbook for evaluating compliance requirements ahead of entry into any new market
• Build out the compliance function as it scales, including hiring and managing future team members as scope grows

Skills

Compliance

Audit

Risk management

Regulatory knowledge

Job description

Motive is seeking a Lead Compliance Manager for its Financial Products team to own AML/BSA, sanctions, and KYC/KYB programs across the US and Canada, with expansion plans. You’ll define controls, partner with Legal, Risk, Product, and Engineering, and lead audits to ensure behavior aligns with policy across markets.

You will drive policy development, manage relationships with issuing banks and networks, and scale the compliance function as Motive enters new products and geographies, reporting to