Senior Compliance Director

Mesh; New York, California (NY, MO); Hybrid; USD 250,000 - 325,000; Full time

Benefits offered by this job

Unlimited PTO

Professional development budget

Remote-friendly approach

Job summary

Mesh is seeking a senior compliance leader to own and evolve our program across crypto, TradFi, and DeFi-adjacent product lines. You will translate legislation into practical policies, advise Product and Engineering on new features, and design control processes for regulatory reporting and licensing obligations across jurisdictions.

You’ll mentor the compliance team, monitor global developments, chair the Compliance Oversight Committee, and partner with regulators and auditors.

Qualifications

• BA/BS required; MBA, JD, or professional certification (e.g., CAMS, CRCM) preferred.
• 10+ years of relevant compliance, legal, or regulatory experience, with exposure to both crypto/digital assets and TradFi.
• Direct experience obtaining and maintaining Money Transmitter License (MTL) approvals across U.S. states.
• Thorough experience with AML/BSA and Code of Ethics programs, sanctions, and licensing frameworks for crypto payments.
• Excellent problem-solving, analytical, and written/verbal communication skills; ability to translate regulatory concepts for technical and non-technical audiences.
• Ability to handle high-stakes, ambiguous situations with internal stakeholders and regulators while maintaining professionalism.
• Strong track record engaging with senior management, federal, state, and international regulators.
• Preferred: experience building or scaling a compliance function at a high-growth fintech/crypto company.
• Preferred: hands-on understanding of digital asset transaction lifecycles, custody, and settlement.

Responsibilities

• Own and evolve Mesh's compliance program across crypto, TradFi, and DeFi-adjacent product lines, ensuring the program scales with the business.
• Analyze existing and proposed legislation, regulatory guidance, and industry practices across multiple jurisdictions, translating them into practical policies and procedures for the business.
• Serve as a senior advisor to Product and Engineering on the compliance implications of new features, wallet integrations, on‑chain/off‑chain payment flows, and international market expansion.
• Design and validate control processes for regulatory reporting, transaction monitoring, and licensing obligations across jurisdictions.
• Partner with business unit leaders to respond to inquiries, exams, and reports issued by regulatory agencies or auditors, domestically and internationally.
• Act as a primary point of contact with outside regulators, government officials, banking partners, and senior business unit managers.
• Lead and mentor compliance team members, building out the function as the company grows.
• Monitor global regulatory developments affecting crypto, stablecoins, and digital asset payments, and help shape Mesh's positioning ahead of new requirements.
• Chair Mesh's Compliance Oversight Committee, driving cross‑functional accountability for regulatory risk.
• Build and maintain a basic compliance risk assessment and testing program in partnership with risk management.

Skills

Regulatory compliance

Crypto compliance

Regulatory strategy

Policy development

Regulatory liaison

Leadership

Stakeholder management

Education

Bachelor’s degree

MBA/JD preferred

Job description

About Mesh

At Mesh, our mission is to enable consumers to pay and be paid with any asset. Today, trillions of dollars in tokenized assets exist but remain largely unusable for everyday commerce. Mesh is bridging this gap by making crypto payments reliable, useful, and ubiquitous. We combine a powerful orchestration engine with a seamless consumer app to unlock liquidity for the world. Backed by leading investors like SBI, Money Forward, Paradigm, Dragonfly, Galaxy, and PayPal Ventures, we are building the infrastructure for the next era of the global economy. Join us!

What You’ll Do

• Own and evolve Mesh's compliance program across crypto, traditional finance (TradFi), and DeFi-adjacent product lines, ensuring the program scales alongside the business.
• Analyze existing and proposed legislation, regulatory guidance, and industry practices across multiple jurisdictions, translating them into practical policies and procedures for the business.
• Serve as a senior advisor to Product and Engineering on the compliance implications of new features, wallet integrations, on‑chain/off‑chain payment flows, and international market expansion.
• Design and validate control processes for regulatory reporting, transaction monitoring, and licensing obligations across the jurisdictions Mesh operates in.
• Partner with business unit leaders to respond to inquiries, exams, and reports issued by regulatory agencies or auditors, both domestic and international.
• Act as a primary point of contact with outside regulators, government officials, banking partners, and senior business unit managers.
• Lead and mentor compliance team members, building out the function as the company grows.
• Monitor global regulatory developments affecting crypto, stablecoins, and digital asset payments, and help shape Mesh's positioning and readiness ahead of new requirements.
• Chair Mesh's Compliance Oversight Committee, driving cross‑functional accountability for regulatory risk.
• Build and maintain a basic compliance risk assessment and testing program, in partnership with the risk management function.

Who You Are

• BA/BS required; MBA, JD, or professional certification (e.g., CAMS, CRCM) preferred.
• 10+ years of relevant compliance, legal, or regulatory experience, with meaningful exposure to both crypto/digital assets and traditional financial services (TradFi); DeFi familiarity a strong plus.
• Direct experience obtaining and maintaining Money Transmitter License (MTL) approvals across U.S. states.
• Thorough experience with AML/BSA and Code of Ethics programs, sanctions, and licensing frameworks relevant to crypto payments.
• Excellent problem‑solving, analytical, and written/verbal communication skills, with the ability to translate complex regulatory concepts for technical and non‑technical audiences alike.
• Ability to handle high‑stakes, ambiguous situations with internal stakeholders and regulators while maintaining a calm, professional approach.
• Strong track record engaging with senior management, as well as federal, state, and international regulators.
• Strong interpersonal and influencing skills, with the ability to drive business decisions without direct authority.
• Preferred: experience building or scaling a compliance function at a high‑growth fintech or crypto company.
• Preferred: hands‑on understanding of digital asset transaction lifecycles, custody, and settlement.

The compensation range provided may span multiple career levels and will be narrowed during the interview process based on factors including a candidate's experience, skills, qualifications, and geographic location. For candidates outside of New York or San Francisco, compensation will be adjusted to reflect the applicable market and location‑based pay band. The base salary range listed excludes commission (if applicable), equity, and benefits. The pay range represents the minimum and maximum target for new‑hire compensation. Actual compensation may vary and may be higher or lower depending on individual circumstances.

Pay Range $250,000 — $325,000 USD

Why You’ll Love It Here

At Mesh, you're not stepping into a typical role— you're joining a rocket ship in mid‑liftoff. You'll tackle complex, meaningful problems that actually move an industry forward, working alongside a sharp, motivated team that moves quickly, collaborates deeply, and expects everyone to operate with ownership. This is the kind of place where you'll see your work ship fast, make real impact, and be able to point to something and say, "I built that." You'll grow fast, level up your skills, and get a front‑row seat to how a high‑growth company scales from the inside, with competitive comp, solid benefits, and room to stretch your craft all coming standard. If you're energized by building, learning, and shaping something big—this is where you'll want to be.

In‑Office Expectations

Employees based in our San Francisco, New York, and Bangalore hubs are expected to work from the office at least 40% of the time (approximately two days per week). This expectation may vary slightly depending on role, team, and business needs. Certain roles that require closer cross‑functional collaboration or operational support may have additional in‑office requirements, which will be discussed during the interview process. Our hybrid approach is designed to balance meaningful in‑person collaboration, team building, and real‑time decision‑making with the flexibility to work remotely. We believe this structure supports strong execution while preserving autonomy and focus time.

How We Care For Our Team

We believe great work happens when people feel valued and supported. That starts with competitive salary and equity that grows as you and the company grow, plus comprehensive health coverage for you and your family. We offer unlimited PTO—and we mean it. Take the time you need to recharge and show up at your best.

We're invested in your growth with a dedicated budget for courses, conferences, and certifications. Work from wherever you're most productive with our remote‑friendly approach, and count on having the top‑tier tools and equipment you need to do exceptional work.

Mesh Pay is committed to equal employment opportunities regardless of race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, lawful alien status, national origin, age, marital status, and non‑job related physical or mental disability, or protected veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.