Senior Compliance Analyst (AML)

Principal Financial Group; Des Moines (IA); Sur place; USD 85 000 - 132 000; Plein temps

Résumé du poste

Principal Financial Group in Des Moines, IA is seeking a Senior Compliance Analyst within the Financial Crimes team to advance anti-money laundering efforts. You will lead complex investigations, prepare SARs, and support regulatory reporting to protect customers and the financial system.

You’ll collaborate with AML Officers and business partners, maintain up-to-date knowledge of BSA, FinCEN, OFAC, and USA PATRIOT Act requirements, and contribute to continuous improvements across the AML program.

Qualifications

• 6+ years of direct compliance, AML, financial crimes, investigations, or related experience.
• Strong experience conducting AML investigations, transaction reviews, and suspicious activity analysis.
• Experience drafting Suspicious Activity Reports (SARs).

Responsabilités

• Conduct detailed reviews and investigations of potentially suspicious activity identified through monitoring and referrals.
• Coordinate gathering, analysis, and documentation for regulatory reporting.
• Draft, review, and edit SARs for submission to FinCEN.
• Partner with AML Officers, compliance leaders, fraud teams, and business stakeholders.

Connaissances

AML investigations

Transaction monitoring

SAR drafting

Regulatory reporting

AML regulations

Data analysis

Excel

Formation

Bachelor's degree

Associate degree

Outils

NICE Actimize

Description du poste

What You’ll Do

At Principal Financial Group, we’re committed to helping people build, protect, and advance their financial security. As a Senior Compliance Analyst on our Financial Crimes team, you’ll play a key role in reporting suspicious activity that helps protect our customers, our business, and the broader financial system.

This is an opportunity to join a growing AML program and make a meaningful impact by conducting complex transaction reviews, partnering with stakeholders across the enterprise, and supporting regulatory reporting obligations. You’ll work at the intersection of compliance, risk management, and financial services while helping shape and strengthen our AML controls and processes.

What You’ll Do

As a Senior Compliance Analyst, you’ll serve as a key contributor within our Anti-Money Laundering program designed to support our life, annuity, and retirement business lines and products, with a strong focus on investigations and suspicious activity reporting.

Key responsibilities include:

• Conducting detailed reviews and investigations of potentially suspicious activity identified through transaction monitoring, alerts, referrals, and other internal sources.
• Analyzing transactional activity and customer behavior to identify potential money laundering, fraud, and other financial crimes risks.
• Coordinating the gathering, analysis, and documentation of information required for regulatory reporting.
• Drafting, reviewing, and editing Suspicious Activity Reports (SARs) for submission to FinCEN.
• Partnering with AML Officers, compliance leaders, fraud teams, and business stakeholders throughout the investigative and reporting lifecycle.
• Providing guidance to business partners regarding AML obligations, regulatory requirements, and financial crime risk indicators.
• Maintaining expertise in Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC, FinCEN, anti-fraud regulations, and elder financial exploitation requirements.
• Supporting risk assessments, audit requests, regulatory examinations, and compliance initiatives.
• Assisting with procedure updates, training development, and continuous improvement efforts across the AML program.
• Participating in technology and process enhancement initiatives to improve monitoring, investigations, and reporting capabilities.

Who You Are

• Associate or bachelor’s degree, or equivalent combination of education and experience.
• 6+ years of direct compliance, AML, financial crimes, investigations, or related experience.
• Strong experience conducting AML investigations, transaction reviews, and suspicious activity analysis.
• Experience preparing, reviewing, or supporting Suspicious Activity Reports (SARs).
• Strong understanding of AML regulatory requirements, including BSA, FinCEN, OFAC, and USA PATRIOT Act requirements.
• Demonstrated ability to analyze large volumes of information and perform complex research and investigations.
• Excellent organizational skills with the ability to manage multiple priorities and deadlines.
• Strong written and verbal communication skills.
• Experience drafting compliance-related documentation, including policies, procedures, standards, and process documentation.
• Advanced proficiency with Microsoft Excel and other business applications.

Preferred Qualifications

• ACAMS certification (strongly preferred).
• Experience working within AML investigations and reporting functions, particularly in roles supporting downstream reporting activities following investigations (strongly preferred).
• Experience using NICE Actimize or similar AML transaction monitoring and case management platforms.
• Insurance industry experience or knowledge of insurance products (strongly preferred).
• Broker-dealer or securities industry experience.
• FINRA Series 7 license.
• Experience supporting evolving AML technology and process transformation initiatives.

What Will Make You Successful

• Deep understanding of AML investigations, transaction monitoring, and regulatory reporting.
• Ability to independently manage complex cases and investigations from initial review through reporting.
• Strong analytical mindset with exceptional attention to detail.
• Ability to collaborate effectively with employees and leaders across all levels of the organization.
• Adaptability in a fast-changing regulatory and compliance environment.
• Strong relationship-building skills and a customer-focused approach to compliance partnership.

Salary Range Information

Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.

Salary Range (Non-Exempt expressed as hourly; Exempt expressed as yearly)

$84600 - $132000 / year

Salary Details

The following locations are examples of market-specific salary ranges across different geographies.

• Grand Island, NE / Wichita, KS: $84,600 - $114,300 / year
• Des Moines, IA / Tampa, FL: $89,300 - $120,650 / year
• Charlotte, NC / Dallas, TX: $94,000 - $127,000 / year
• Chicago, IL / Denver, CO / Minneapolis, MN: $103,400 - $132,000 / year
• Los Angeles, CA / New York City, NY: $112,800 - $132,000 / year

Time Off Program

Flexible Time Off (FTO) is provided to salaried (exempt) employees and provides the opportunity to take time away from the office with pay for vacation, personal or short-term illness. Employees don’t accrue a bank of time off under FTO and there is no set number of days provided.

Pension Eligible

Yes

Work Authorization/Sponsorship

At this time, we’re not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO: F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.

Nonimmigrant Workers and Green Card for Employment-Based Immigrants

Investment Code of Ethics

For Principal Asset Management positions, you’ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

At Principal, we value connecting on both a personal and professional level. Together, we’re imagining a more purpose-led future for financial services – and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers: with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Posting Window

We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.

Original Posting Date

11/2/2026

Most Recently Posted Date

11/2/2026

Principal uses artificial intelligence tools to assist in reviewing and evaluating job applications, fraud prevention, and candidate matching and comparisons. These AI tools support our human recruiters in the initial review process but do not make final hiring decisions without human involvement. By submitting your application, you acknowledge this use of AI in our recruitment process. Please review our Workforce (U.S.) Privacy Notice for more details on our practices and your data privacy rights.

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