Senior Commercial Underwriter — Complex Credit & Risk

PNC Financial Services Group, Inc.; San Francisco (CA); On-site; USD 91,000 - 203,000; Full time

Benefits offered by this job

Medical, dental and vision coverage

401(k) with company match

Paid time off and holidays

Job summary

PNC Financial Services Group, Inc. invites applications for an Underwriter IV - Commercial in the Regional Credit Products Group, based in San Francisco, CA (or nearby locations).

The role requires independent judgment, complex credit analysis, and the ability to lead projects and mentor teammates. As a senior underwriter, you will review and approve transactions, sponsor risk mitigants, and interact with clients and internal stakeholders.

Qualifications

• University/college degree required; 5+ years of industry-relevant experience.
• Specific certifications/licensures often required.

Responsibilities

• Prepare offerings for all types of transactions, at varying levels of complexity.
• Analyze credit and collateral strength to support credit decisions and risk ratings.
• Coach, mentor, and review underwriters; lead special projects as needed.
• Ensure compliance with internal policies and external regulations.

Skills

Credit Decisions

Decision Making

Financial Analysis

Identifying Risks

Process Improvements

Results-Oriented

Risk Assessments

Accuracy and Attention to Detail

Coaching Others

Credit Analysis and Verification

Decision Making and Critical Thinking

Effective Communications

Knowledge of Underwriting

Managing Multiple Priorities

Education

Bachelor's degree or higher

Job description

PNC Financial Services Group, Inc. invites applications for an Underwriter IV - Commercial in the Regional Credit Products Group, based in San Francisco, CA (or nearby locations).

The role requires independent judgment, complex credit analysis, and the ability to lead projects and mentor teammates. As a senior underwriter, you will review and approve transactions, sponsor risk mitigants, and interact with clients and internal stakeholders.