Senior Commercial Relationship Manager

SouthState Bank; Houston (TX); On-site; USD 120,000 - 200,000; Full time

Job summary

SouthState Bank in Houston, TX seeks an experienced Commercial Lending professional to lead a portfolio of mid- to large-size clients. You will underwrite loans, structure terms, and coordinate with treasury, capital markets, wealth and retail teams to deliver tailored banking solutions.

The ideal candidate has 10+ years of commercial lending, strong credit analysis, and solid knowledge of federal and state lending regulations, with established ties to the local business community.

Qualifications

• Bachelor’s degree in business, finance, banking or related field required.
• Minimum 10+ years of commercial lending experience with loan structuring and credit analysis.
• In-depth knowledge of federal and state lending regulations and bank policies.

Responsibilities

• Grow loan and deposit portfolios within a SouthState metro market.
• Develop consultative relationships and deliver tailored banking solutions.
• Underwrite loans and ensure complete, accurate packages for credit approval.
• Manage and service assigned loan portfolio and documentation.
• Price loans and deposits per current bank guidelines; document rationale.
• Assess credit quality and adjust risk grades; ensure regulatory compliance.
• Collaborate with Treasury, Capital Markets, Wealth and Retail teams.
• Provide superior service and maintain community relations.

Skills

Sales & Relationship Building

Credit Analysis

Negotiation

Communication

Education

Bachelor’s degree in business/finance or related

Tools

Microsoft Word

Excel

Credit underwriting software

Job description

SouthState Bank in Houston, TX seeks an experienced Commercial Lending professional to lead a portfolio of mid- to large-size clients. You will underwrite loans, structure terms, and coordinate with treasury, capital markets, wealth and retail teams to deliver tailored banking solutions.

The ideal candidate has 10+ years of commercial lending, strong credit analysis, and solid knowledge of federal and state lending regulations, with established ties to the local business community.